North Carolina Housing Finance Agency

3508 Bush Street | Raleigh, NC 27609

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Income Limits: Mortgage Credit Certificate

E-mail Income Limits

First-Time
Home Buyer Mortgage

County

1 Person

2 Persons

3+ Persons

Alamance

$53,000.00

$53,000.00

$60,500.00

Alexander

$53,000.00

$53,000.00

$60,500.00

Alleghany

$53,000.00

$53,000.00

$60,500.00

Anson

$53,000.00

$53,000.00

$60,500.00

Ashe

$53,000.00

$53,000.00

$60,500.00

Avery

$53,000.00

$53,000.00

$60,500.00

Beaufort

$53,000.00

$53,000.00

$60,500.00

Bertie

$53,000.00

$53,000.00

$60,500.00

Bladen

$53,000.00

$53,000.00

$60,500.00

Brunswick

$53,500.00

$53,500.00

$61,500.00

Buncombe

$53,000.00

$53,000.00

$60,500.00

Burke

$53,000.00

$53,000.00

$60,500.00

Cabarrus

$64,000.00

$64,000.00

$73,500.00

Caldwell

$53,000.00

$53,000.00

$60,500.00

Camden

$53,000.00

$53,000.00

$60,500.00

Carteret

$53,000.00

$53,000.00

$60,500.00

Caswell

$53,000.00

$53,000.00

$60,500.00

Catawba

$53,000.00

$53,000.00

$60,500.00

Chatham

$61,500.00

$61,500.00

$70,500.00

Cherokee

$53,000.00

$53,000.00

$60,500.00

Chowan

$53,000.00

$53,000.00

$60,500.00

Clay

$53,000.00

$53,000.00

$60,500.00

Cleveland

$53,000.00

$53,000.00

$60,500.00

Columbus

$53,000.00

$53,000.00

$60,500.00

Craven

$53,000.00

$53,000.00

$60,500.00

Cumberland

$53,000.00

$53,000.00

$60,500.00

Currituck

$64,000.00

$64,000.00

$73,500.00

Dare

$56,000.00

$56,000.00

$64,000.00

Davidson

$53,000.00

$53,000.00

$60,500.00

Davie

$57,000.00

$57,000.00

$65,500.00

Duplin

$53,000.00

$53,000.00

$60,500.00

Durham

$61,500.00

$61,500.00

$70,500.00

Edgecombe

$53,000.00

$53,000.00

$60,500.00

Forsyth

$57,000.00

$57,000.00

$65,500.00

Franklin

$71,000.00

$71,000.00

$81,500.00

Gaston

$64,000.00

$64,000.00

$73,500.00

Gates

$53,000.00

$53,000.00

$60,500.00

Graham

$53,000.00

$53,000.00

$60,500.00

Granville

$53,000.00

$53,000.00

$60,500.00

Greene

$53,000.00

$53,000.00

$60,500.00

Guilford

$56,000.00

$56,000.00

$64,000.00

Halifax

$53,000.00

$53,000.00

$60,500.00

Harnett

$53,000.00

$53,000.00

$60,500.00

Haywood

$53,000.00

$53,000.00

$60,500.00

Henderson

$53,000.00

$53,000.00

$60,500.00

Hertford

$53,000.00

$53,000.00

$60,500.00

Hoke

$53,000.00

$53,000.00

$60,500.00

Hyde

$53,000.00

$53,000.00

$60,500.00

Iredell

$56,000.00

$56,000.00

$64,000.00

Jackson

$53,000.00

$53,000.00

$60,500.00

Johnston

$71,000.00

$71,000.00

$81,500.00

Jones

$53,000.00

$53,000.00

$60,500.00

Lee

$53,000.00

$53,000.00

$60,500.00

Lenoir

$53,000.00

$53,000.00

$60,500.00

Lincoln

$54,000.00

$54,000.00

$62,000.00

Macon

$53,000.00

$53,000.00

$60,500.00

Madison

$53,000.00

$53,000.00

$60,500.00

Martin

$53,000.00

$53,000.00

$60,500.00

McDowell

$53,000.00

$53,000.00

$60,500.00

Mecklenburg

$64,000.00

$64,000.00

$73,500.00

Mitchell

$53,000.00

$53,000.00

$60,500.00

Montgomery

$53,000.00

$53,000.00

$60,500.00

Moore

$56,000.00

$56,000.00

$64,000.00

Nash

$53,000.00

$53,000.00

$60,500.00

New Hanover

$53,500.00

$53,500.00

$61,500.00

Northampton

$53,000.00

$53,000.00

$60,500.00

Onslow

$53,000.00

$53,000.00

$60,500.00

Orange

$61,500.00

$61,500.00

$70,500.00

Pamlico

$53,000.00

$53,000.00

$60,500.00

Pasquotank

$53,000.00

$53,000.00

$60,500.00

Pender

$53,000.00

$53,000.00

$60,500.00

Perquimans

$53,000.00

$53,000.00

$60,500.00

Person

$53,000.00

$53,000.00

$60,500.00

Pitt

$53,000.00

$53,000.00

$60,500.00

Polk

$53,000.00

$53,000.00

$60,500.00

Randolph

$56,000.00

$56,000.00

$64,000.00

Richmond

$53,000.00

$53,000.00

$60,500.00

Robeson

$53,000.00

$53,000.00

$60,500.00

Rockingham

$53,000.00

$53,000.00

$60,500.00

Rowan

$53,000.00

$53,000.00

$60,500.00

Rutherford

$53,000.00

$53,000.00

$60,500.00

Sampson

$53,000.00

$53,000.00

$60,500.00

Scotland

$53,000.00

$53,000.00

$60,500.00

Stanly

$53,000.00

$53,000.00

$60,500.00

Stokes

$57,000.00

$57,000.00

$65,500.00

Surry

$53,000.00

$53,000.00

$60,500.00

Swain

$53,000.00

$53,000.00

$60,500.00

Transylvania

$53,000.00

$53,000.00

$60,500.00

Tyrrell

$53,000.00

$53,000.00

$60,500.00

Union

$64,000.00

$64,000.00

$73,500.00

Vance

$53,000.00

$53,000.00

$60,500.00

Wake

$71,000.00

$71,000.00

$81,500.00

Warren

$53,000.00

$53,000.00

$60,500.00

Washington

$53,000.00

$53,000.00

$60,500.00

Watauga

$53,000.00

$53,000.00

$60,500.00

Wayne

$53,000.00

$53,000.00

$60,500.00

Wilkes

$53,000.00

$53,000.00

$60,500.00

Wilson

$53,000.00

$53,000.00

$60,500.00

Yadkin

$57,000.00

$57,000.00

$65,500.00

Yancey

$53,000.00

$53,000.00

$60,500.00

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