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- Interest Rates
- Affordable Apartment Locator
- Housing Resource Guide
- List by Subject
Back to top navigation
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Interest
Rates on Loans with 0 Discount Points |
Loan
Type
(All loans are 30-year, fixed rate with
0% discount points) |
|
Interest
Rate
(90-day lock-in period) |
APR
(calculated using $118,000 sales price,
1% origination fee, 1 day's interim interest) |
|
Interest
Rate
(150-day lock-in period) |
APR
(calculated using $118,000 sales price,
1% origination fee, 1 day's interim interest) |
Without
second mortgage from NCHFA
|
Conventional
|
|
6.125%
|
6.6109%
|
|
6.375%
|
6.8661%
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FHA
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6.125%
|
6.7298%
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6.375%
|
6.9916%
|
USDA
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6.125%
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6.4079%
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6.375%
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6.6622%
|
VA
|
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6.125%
|
6.4219%
|
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6.375%
|
6.6765%
|
With
$7,000 second mortgage from NCHFA
|
Conventional
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6.125%
|
6.4898%
|
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6.375%
|
6.7446%
|
FHA
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6.125%
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6.7087%
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6.375%
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6.9696%
|
USDA
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6.125%
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6.4078%
|
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6.375%
|
6.6622%
|
VA
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6.125%
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6.4219%
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6.375%
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6.6764%
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For
Targeted Areas ONLY
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All above Loan Types
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5.625
% Note Rate
APRs vary from
5.898
% to
6.208
% depending on loan type
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Note: The Agency is able to offer
5.625
% (90 and 150 day lock-in period), 30 year fixed rates for all loan types shown
above, for properties located in targeted areas. The first-time homebuyer
requirement does not have to be met if the borrower's residence is located in a
designated targeted area. |
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North Carolina Housing Finance Agency | 3508 Bush Street | Raleigh, NC 27609 | 919-877-5700 | terms of use/privacy |
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