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What We Offer
The North Carolina Housing Finance Agency provides below-market mortgages for first-time home buyers purchasing new homes with sales prices up to $220,000 and existing homes with sales prices up to $210,000. The mortgages are available through 700 lenders and their branches statewide, and feature 90-day interest rate lock-in. The loan process is not complicated, and you’ll be surprised how much easier it can make selling to first-time home buyers.
Use the links below to learn more about our programs for home buyers and how you, the builder, can benefit.
Our programs
Support for builders
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For Your First Home:
4.75%
for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.
More Interest Rates...
What's New @ NCHFA
Buying a Foreclosed Property?
If you are purchasing a foreclosed property, you may be eligible for down payment and closing cost assistance.
Learn More...
NC Affordable Housing Conf., Sept. 16-17
Get tax credit up to 2,000 annually
Properties for sale
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