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What We Offer
The North Carolina Housing Finance Agency provides below-market mortgages for first-time home buyers purchasing new & existing homes with sales prices up to $225,000. The mortgages are available through 700 lenders and their branches statewide, and feature 90-day interest rate lock-in. The loan process is not complicated, and you’ll be surprised how much easier it can make selling to first-time home buyers.
Use the links below to learn more about our programs for home buyers and how you, the builder, can benefit.
Our programs
Support for builders
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For Your First Home:
3.625%
For a 30-year fixed rate (minimum 60-day lock-in) without NCHFA down payment assistance funds.
What's New @ NCHFA
Hurricane Recovery Resources
Find out where to get housing help in the wake of Hurricane Irene.
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Are you homeless or at risk?
Properties for sale
Check out the 2011 Housing NC Award Winners
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