Lenders & Servicers

Home Builders

- What we offer

Our programs

Support for builders

- Income and sales price limits

- Participating lenders

Preferred Loan Officers

- Loan process

- Rental housing production program

- Partnering with non-profit and local government agencies

- Housing NC Awards

Real Estate Agents

Resources

Informational Brochures

What We Offer

The North Carolina Housing Finance Agency provides below-market mortgages for first-time home buyers purchasing new homes with sales prices up to $220,000 and existing homes with sales prices up to $210,000. The mortgages are available through 700 lenders and their branches statewide, and feature 90-day and 150-day interest rate lock-ins. The loan process is not complicated, and you’ll be surprised how much easier it can make selling to first-time home buyers.

Use the links below to learn more about our programs for home buyers and how you, the builder, can benefit.

Our programs
Support for builders