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What We Offer

The North Carolina Housing Finance Agency provides below-market mortgages for first-time home buyers purchasing new & existing homes with sales prices up to $225,000. The mortgages are available through 700 lenders and their branches statewide, and feature 90-day interest rate lock-in. The loan process is not complicated, and you’ll be surprised how much easier it can make selling to first-time home buyers.

Use the links below to learn more about our programs for home buyers and how you, the builder, can benefit.

Our programs
Support for builders

       For Your First Home:

3.625%

For a 30-year fixed rate (minimum 60-day lock-in) without NCHFA down payment assistance funds.


       What's New @ NCHFA

Hurricane Recovery Resources
Find out where to get housing help in the wake of Hurricane Irene.
Learn More...

Are you homeless or at risk?

Properties for sale

Check out the 2011 Housing NC Award Winners

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North Carolina Housing Finance Agency   |   3508 Bush Street   |   Raleigh, NC 27609   |   919-877-5700  |   terms of use/privacy