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What we offer

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Resources

Informational Brochures


Support for Real Estate Agents

QuickClose
Interest rate locks
Informational brochures

QuickClose

Lenders who qualify for our QuickClose process may close loans without prior approval from the N.C. Housing Finance Agency. If your client is working with one of these lenders or their branch offices, an additional few days may be saved in the already quick approval process.

Our QuickClose approved lenders are:

American Security Mortgage
2101 Rexford Road
Suite 150W
Charlotte , NC 28211
704-366-7110

Asheville Savings Bank
11 Church Street
Asheville , NC 28801
828-254-7411

BB&T
223 W. Nash Street
Wilson NC 27894
252-246-4866
252-246-4108

Countrywide Home Loans, Inc.
3220 Henderson Drive
Jacksonville , NC 28546
910-346-3141

Cunningham and Co.
804 Green Valley Road, #106
Greensboro NC 27408
336-272-3061
336-272-3076

First South Bank
P.O. Box 22047
Washington NC 27899
252-442-2414
252-442-0477

Harwood-Russell Mortgage
502 S. Sharon Amity Rd., #400
Charlotte NC 28211
704-770-0090
704-770-0093

HomeTrust Bank
1900 Ridgefield Blvd.
Asheville , NC 28806
828-254-8144

RBC Centura Bank
33 S. Franklin Street
Rocky Mount NC 27802
252-454-8266
252-454-6116

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Interest rate locks

We offer 90-day lock-in periods for our FirstHome Mortgage.

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Informational brochures

Informational brochures will help your clients understand our programs. All are available in downloadable formats so they can be printed out for your clients. In addition, we offer a checklist for you to use in determining your buyer’s eligibility for our programs.

Let’s Make Home Happen (English) or Let's Make Home Happen (Spanish) is a thorough explanation for home buyers of our FirstHome Mortgage, downpayment assistance, Job Loss Feature and Mortgage Credit Certificate written in easy-to-understand language. Prospective home buyers can learn about eligibility, qualifying incomes and home prices, recapture, and much more.

Buying Your First Home? Save up to $2,000 a Year on Your Income Taxes can educate your clients on how they might save up to $2,000 a year on their federal taxes by using a Mortgage Credit Certificate (MCC). Since the MCC is an immediate credit, your buyers can change the withholding allowances on their W4s and increase their take home pay, helping them to qualify for a home. Call Shelby Jeffries at 919-877-5710 to order copies of this flyer for your business.

Turn More Clients Into First-Time Home Buyers includes a checklist for you to use in determining your buyer’s eligibility for our FirstHome Mortgage and Downpayment Assistance Program.

Buying a Foreclosed Home? You May Qualify for $14,900 in Downpayment Assistance explains how first-time buyers purchasing foreclosed properties may receive help under the Neighborhood Stabilization Program.

For Sale: What Recapture Means for You (English) or For Sale: What Recapture Means for You (Spanish) explains the purpose and the process of recapture and answers some frequently asked questions. Again, this piece is written with the client in mind, so the language is clear and understandable.

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       For Your First Home:

4.95%

for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.


More Interest Rates...

       What's New @ NCHFA

Housing NC Award Winners Announced
Five affordable housing developments received Housing North Carolina Awards on Nov. 3 during the N.C. Affordable Housing Conference at the Raleigh Convention Center.
Learn More...

Help Purchasing Foreclosed Properties

NC Receives $95 Million for Affordable Apartments

Home Protection Program Could Save Your Home

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North Carolina Housing Finance Agency   |   3508 Bush Street   |   Raleigh, NC 27609   |   919-877-5700  |   terms of use/privacy