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Urgent Repair Program (URP)

Funding is now available under the Urgent Repair Program, which is financed in part through the Housing Trust Fund.

We are pleased to announce the availability of $2 million under the 2010 cycle of the Urgent Repair Program (URP10).  Program funding enables recipient organizations to provide grants of up to $5,000 for emergency home repairs and modifications to very low-income owner-occupied homes with one or more fulltime household members with special needs (e.g., elderly, disabled, or a child 6 or under with an elevated blood-lead level).  Household incomes cannot exceed 50% of the area median income.

Nonprofit organizations, local governments and regional councils with the technical capacity to manage residential construction projects are eligible to apply.  Eligible applicants must cover service areas with a population of 5,000 or greater. 

The maximum funding amount is $150,000 for projects serving two or more counties in their entirety, $75,000 for projects serving a single county or less, or $37,500 for the twenty-five units of local government that receive CDBG funds directly from HUD.  These "Entitlements" are the cities of Asheville, Burlington, Cary, Chapel Hill, Charlotte, Concord, Durham, Fayetteville, Gastonia, Goldsboro, Greensboro, Greenville, Hickory, High Point, Jacksonville, Kannapolis, Lenoir, Morganton, Raleigh, Rocky Mount, Salisbury, Wilmington and Winston-Salem, plus Cumberland and Wake counties.

The Application Guidelines provide an overview of the program. Additional information on program and application requirements is contained in the Application for Funding form. The Application for Funding form and Application Guidelines are available for downloading.

Completed applications for URP10 must be received by the North Carolina Housing Finance Agency by 5:00 p.m., December 14, 2009.

Homeowners interested in receiving assistance can contact the nonprofit organizations, local governments or regional councils directly serving their areas.

If you have questions about the Agency’s Urgent Repair Program, please contact Mike Handley (919-877-5627 or mhandley@nchfa.com), Dick Smith-Overman (919-877-5628 or rsmithoverman@nchfa.com), or Cal Jordan (919-877-5632 or rcjordan@nchfa.com).

       For Your First Home:

4.95%

for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.


More Interest Rates...

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