At the North Carolina Housing Finance Agency, we are dedicated to providing home buyers with safe, stable mortgages that make home ownership affordable. Our NC Home Advantage Mortgage™ offers down payment assistance up to 5% of the loan amount that can help first-time and move-up buyers get into a new home. And if you are a first-time buyer or military veteran, you may be eligible for a Mortgage Credit Certificate, which can give you the added boost of up to $2,000 in tax savings per year.
As a public agency with a mission to create housing opportunities for North Carolinians, we have helped more than 90,000 home buyers. Whether you are a first-time home buyer or a current homeowner looking to move up, we may be able to help you, too!