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Homebuyers sectionHome Buyers

What we offer

Am I eligible?

Income and sales price limits

Not a first-time home buyer?

Participating lenders

Preferred Loan Officers

How do I begin?

Preferred Real Estate Professionals

Navigating the loan process

What if I sell my house?

Buying a foreclosed property?

2009 home buyer tax credit

Real Estate Owned properties for sale

Tips for home buyers

Housing counseling resources

Avoiding predatory lending

What happens after closing?

Homeowners sectionHomeowners

Renters sectionRenters

Special Needs sectionSpecial Needs

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Resources

Calculators
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How Much Can I Afford

Housing Locators
Affordable Apartments
Housing Resources

Income Limits
FirstHome Mortgage
$8,000 Downpayment Assistance
$4,000 Downpayment Assistance
MCC

Downloadable Brochures
Let's Make Home Happen

Save Up To $2,000 a Year on Your Income Taxes

You May Qualify for $14,900 in Downpayment Assistance


en espaņol

Housing Counseling Resources

If you have housing-related problems or just want to know how you can best attain your housing goals, you may want to see a housing counselor. One-on-one discussion with a professional can provide you with valuable information, advice and assistance. The counselor can provide pre-purchase counseling if your home purchase is in the future, mortgage default counseling, financial management and other forms of housing assistance. Housing counseling is designed to help you improve your current housing conditions and to understand the responsibilities of home ownership.

The U.S. Department of Housing and Urban Development (HUD) maintains a list of agencies in North Carolina approved to offer housing counseling services to first-time home buyers, homeowners and senior citizens.

       For Your First Home:

4.95%

for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.


More Interest Rates...

       What's New @ NCHFA

Housing NC Award Winners Announced
Five affordable housing developments received Housing North Carolina Awards on Nov. 3 during the N.C. Affordable Housing Conference at the Raleigh Convention Center.
Learn More...

Help Purchasing Foreclosed Properties

NC Receives $95 Million for Affordable Apartments

Home Protection Program Could Save Your Home

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North Carolina Housing Finance Agency   |   3508 Bush Street   |   Raleigh, NC 27609   |   919-877-5700  |   terms of use/privacy