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Homebuyers sectionHome Buyers

What we offer

Am I eligible?

Income and sales price limits

Not a first-time home buyer?

Participating lenders

Preferred Loan Officers

How do I begin?

Preferred Real Estate Professionals

Navigating the loan process

What if I sell my house?

Buying a foreclosed property?

2009/2010 home buyer tax credit

Real Estate Owned properties for sale

Tips for home buyers

Housing counseling resources

Avoiding predatory lending

What happens after closing?

Homeowners sectionHomeowners

Renters sectionRenters

Special Needs sectionSpecial Needs

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Resources

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How Much Can I Afford

Housing Locators
Affordable Apartments
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Income Limits
FirstHome Mortgage
$8,000 Downpayment Assistance
$4,000 Downpayment Assistance
MCC

Downloadable Brochures
Let's Make Home Happen

Save Up To $2,000 a Year on Your Income Taxes

You May Qualify for $14,900 in Downpayment Assistance


en espaņol

Preferred Loan Officers

Preferred loan officers have reserved at least five FirstHome loans in the last 12 months.

County Name: A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

The Spanish-speaking lenders are indicated with an asterisk *

Alexander

VANESSA K WILLIAMS
First Citizens Bank & Trust Co
(828) 326-1824
CONV, FHA, USDA and VA

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Buncombe

Mary Kate Rikard
Hometrust Bank
(828) 350-3075
CONV

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Cabarrus

Ann Adams
BB&T
(704) 262-6327
CONV, FHA, USDA and VA

Caroline Hedgecock
Allen Tate Mortgage Services
(704) 886-0300
CONV and FHA

Cumberland

David W. Allred
Carolina Mortgage Company
(910) 868-4300
CONV, FHA, USDA and VA

Marcia Staples
Self-Help Credit Union
(910) 354-1014
CONV, FHA and USDA

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Durham

Doug Anderson
Suntrust Mortgage, Inc.
(919) 812-3705
CONV, FHA, USDA and VA

Sandra Braswell
BB&T
(919) 687-7239
CONV, FHA, USDA and VA

Chris Holt
FM LENDING SERVICES, LLC
(919) 416-2225
CONV, FHA and VA

Matthew E Neal*
Self-Help Credit Union
(919) 956-4691
CONV, FHA and USDA

Julia Woods
Academy Mortgage Corporation
(919) 402-1030
CONV, FHA, USDA and VA

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Forsyth

Shannon H Hendricks
WR Starkey Mortgage, LLP
(336) 760-1031 227
CONV, FHA, USDA and VA

Ruth A Hudspeth
Fairway Independent Mortgage
(336) 714-1560
CONV, FHA, USDA and VA

Denise Maroldy
Fairway Independent Mortgage
(336) 714-1574
CONV, FHA, USDA and VA

Ann C Tucker
WR Starkey Mortgage, LLP
(336) 760-1031 225
CONV, FHA, USDA and VA

Lisa S Wright
Fairway Independent Mortgage
(336) 714-1586
CONV, FHA, USDA and VA

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Gaston

Pat Melton
BB&T
(704) 852-5758
CONV, FHA, USDA and VA

Rebecca White
Cunningham & Company
(704) 864-7813
CONV, FHA, USDA and VA

Guilford

Eric Apple
Wells Fargo Bank, N.A
(336) 299-1415
CONV, FHA, USDA and VA

Jodria G Bufford
Self-Help Credit Union
(336) 722-1537
CONV, FHA and USDA

John D DiMora
Wells Fargo Bank, N.A
(336) 834-1975
CONV, FHA, USDA and VA

Vicki Estes
Wells Fargo Bank, N.A
(336) 299-1415
CONV, FHA, USDA and VA

Vickie Foust
Bank of America
(336) 805-3201
CONV, FHA and VA

Tammy McCrae-Coley
Allen Tate Mortgage Services
(336) 544-5846
CONV and FHA

Melanie Morrison
WR Starkey Mortgage, LLP
(336) 275-3008
CONV, FHA, USDA and VA

Barbara Stinson
Freedom Mortgage Corporation
(336) 294-2264
CONV, FHA and VA

Sherry A Thomas
Wells Fargo Bank, N.A
(336) 834-1981
CONV, FHA, USDA and VA

Tia Timmons
Freedom Mortgage Corporation
(336) 294-2264 1004
CONV, FHA and VA

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Johnston

Cathy Stubbs
WR Starkey Mortgage, LLP
(919) 553-1139
CONV, FHA, USDA and VA

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Mecklenburg

Rodney Archer
Myers Park Mortgage
(704) 549-0724
CONV, FHA and VA

Sally-Jane Busk
Wells Fargo Bank, N.A
(704) 227-2521
CONV, FHA, USDA and VA

Nicole Carson
WR Starkey Mortgage, LLP
(704) 849-2125
CONV, FHA, USDA and VA

Brian D Carson
WR Starkey Mortgage, LLP
(704) 849-2125 228
CONV, FHA, USDA and VA

Rosa Chavarria*
BB&T
(704) 954-1025
CONV, FHA, USDA and VA

Charlene S Davis
BB&T
(704) 954-1003
CONV, FHA, USDA and VA

Guy Forrest
Franklin American Mortgage Company
(704) 206-7753
CONV, FHA, USDA and VA

Kathy B Johnson
Bank of America
(336) 574-7088
CONV, FHA and VA

Dana Lucas
Cunningham & Company
(704) 688-4105
CONV, FHA, USDA and VA

Don Lucas
Cunningham & Company
(704) 688-4105
CONV, FHA, USDA and VA

Rebecca Madej
Cunningham & Company
(704) 488-8883
CONV, FHA, USDA and VA

Bonnie Marshall
WR Starkey Mortgage, LLP
(704) 849-2125
CONV, FHA, USDA and VA

Linda McCall
Bank of America
(704) 578-6952
CONV, FHA and VA

Melinda K Rothwell
Wells Fargo Bank, N.A
(704) 897-2509
CONV, FHA, USDA and VA

Chris Tilley
Cunningham & Company
(704) 237-9910
CONV, FHA, USDA and VA

Sheri I Whitley
WR Starkey Mortgage, LLP
(704) 451-2992
CONV, FHA, USDA and VA

Katherine Younce
New American Mortgage, LLC
(704) 927-9675
FHA and VA

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Nash

Angie Lewis
BB&T
(252) 212-6051
CONV, FHA, USDA and VA

New Hanover

NICK FRANK
First Bank
(910) 256-4957
CONV, FHA, USDA and VA

Tara Stewart
Bank of America
(910) 509-2520
CONV, FHA and VA

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Pitt

Karalee Coughlin
BB&T
(252) 321-3371
CONV, FHA, USDA and VA

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Wake

Judy A Boddie
Wells Fargo Bank, N.A
(919) 841-5317
CONV, FHA, USDA and VA

Fina Curtis*
BB&T
(919) 716-9525
CONV, FHA, USDA and VA

Tom Deadmore
WR Starkey Mortgage, LLP
(919) 845-2150
CONV, FHA, USDA and VA

Dennis Gaskins
PrimeLending
(919) 539-5218
CONV, FHA, USDA and VA

KAREN GUINN
MetLife Bank, N.A.
(919) 852-2545
CONV, FHA, USDA and VA

Melissa Langdale
AmericaHome Key, Inc.
(919) 674-0428
CONV, FHA, USDA and VA

Michael Martin
WR Starkey Mortgage, LLP
(919) 612-9978
CONV, FHA, USDA and VA

Della L McDowell
WR Starkey Mortgage, LLP
(919) 354-3100
CONV, FHA, USDA and VA

Jon Overfelt
Academy Mortgage Corporation
(919) 845-2970 112
CONV, FHA, USDA and VA

Ed Petrus
PrimeLending
(919) 334-9031
CONV, FHA, USDA and VA

Kathryn E Reynolds
AmericaHome Key, Inc.
(919) 798-2011
CONV, FHA, USDA and VA

Debbie Sheets
Suntrust Mortgage, Inc.
(252) 756-3912
CONV, FHA, USDA and VA

Lou Sivulka
WR Starkey Mortgage, LLP
(919) 852-2252 225
CONV, FHA, USDA and VA

Astrid Taylor
RBC Bank
(919) 571-2421
CONV, FHA, USDA and VA

April S Young*
BB&T
(919) 716-9662
CONV, FHA, USDA and VA

Wayne

Emily York
Coastal Mortgage Corp.
(919) 751-5830
CONV, FHA, USDA and VA

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       For Your First Home:

4.75%

for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.


More Interest Rates...

       What's New @ NCHFA

Buying a Foreclosed Property?
If you are purchasing a foreclosed property, you may be eligible for down payment and closing cost assistance.
Learn More...

NC Affordable Housing Conf., Sept. 16-17

Get tax credit up to 2,000 annually

Properties for sale

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