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Resources for Clients

Here, you will find marketing tips, policies and guidelines, informational fliers and videos to help your clients understand our programs. All fliers are available in downloadable formats so they can easily be printed out for your clients, as well as in fillable formats so you can market our home buyer programs while providing your clients with your contact information. To use the fillable versions, please download and save them to your computer before adding your contact information.

General Marketing Resources
How to Market the NC Home Advantage Mortgage (Video)
Lender and Real Estate Agent Marketing Policy and Guidelines
5 Millennial Home Buying Myths Busted (eBook)
Infographics for Home Buyers

NC Home Advantage Mortgage™  Marketing Resources
The NC Home Advantage Mortgage™ can provide your clients with forgivable down payment assistance of up to 5% of the loan amount, competitive interest rates, and more to help give them the boost they need to become homeowners.

NC Home Advantage Mortgage™ 101 (Video)
Think Buying a Home is Out of Reach? Get the Advantage! (Printed English flier)
Think Buying a Home is Out of Reach? Get the Advantage! (Fillable English flier)
Piensa que comprar una casa esta fuera de sus posibilidates? Tome ventaja! (Printed Spanish flier )
Piensa que comprar una casa esta fuera de sus posibilidades? Tome ventaja! (Fillable Spanish flier)

Mortgage Credit Certificate Marketing Resources
The Mortgage Credit Certificate (MCC) is a great tool to help make home ownership affordable for your clients. The MCC allows eligible buyers to take a federal tax credit of 30% of the mortgage paid annually. In all, the MCC can help your clients save up to $2,000 each year that they occupy their new home.

Mortgage Credit Certiciate 101 (Video)
Buying Your First Home? Save Up to $2,000 Per Year on Your Income Taxes (Printed English flier)
Buying Your First Home? Save Up to $2,000 Per Year on Your Income Taxes (Fillable English flier)
Está por comprar su primera vivienda? Ahórrese hasta $2,000 dolares al año en su declaracion de impuestos (Printed Spanish flier)
Está por comprar su primera vivienda? Ahóresse hasta $2,000 dolares al ano en su declaracion de impuestos (Fillable Spanish flier)

$15,000 Down Payment Assistance Marketing Resources
If your clients are buying a home in Cabarrus, Cumberland, Guilford, Johnston or Mecklenburg Counties, they may qualify for $15,000 in down payment help in the form of a deferred, forgivable, five-year loan at zero interest.

Buying Your First Home? $15,000 Down Payment Help Available (Printed English flier)
Buying Your First Home? $15,000 Down Payment Help Available (Fillable English flier)
Está por comprar su primera vivienda? Hay asistencia disponible de $15,000 dólares para el pago inicial! (Printed Spanish flier)
Está por comprar su primera vivienda? Hay asistencia disponible de $15,000 dólares para el pago inicial! (Fillable Spanish flier)

Recapture Resources
This flier explains the purpose and process of recapture—a tax that could be due if someone using a Mortgage Credit Certificate sells within nine years, realizes a profit and has a significant gain in household income.

What Does Recapture Mean for You? (English Printed flier)
What Does Recapture Mean for You? (Spanish Printed flier)

For program guides and other resources and forms, visit the Forms and Resources page.