Pasar al contenido principal

Formulario de búsqueda

Homeowner Assistance Fund Under Development

North Carolina was allocated $273 million from the Homeowner Assistance Fund, which was established through the American Rescue Plan to prevent mortgage delinquencies, defaults, displacements, and foreclosures for homeowners experiencing financial difficulties after January 21, 2020, due to the coronavirus pandemic. This program is being supported, in whole or in part, by federal award number HAF0019 awarded to the State of North Carolina by the US Department of the Treasury. The NC Housing Finance Agency is currently working to develop the HAF plan for submission and approval by the US Department of the Treasury and anticipates the program opening later this fall after Treasury approval.

If you need assistance in the meantime, the State Home Foreclosure Prevention Project offers free housing counseling and can work with servicers on your behalf. Call 1-888-442-8188 to find a counselor in your area. You also may be able to get help at COVID Help for Home

Sign Up To Be Notified When The Application Portal Opens

Public Comments on Homeowner Assistance Fund

The Agency is currently working on the design of a program to assist low- to moderate-income and socially disadvantaged homeowners statewide, as instructed by the US Department of the Treasury. Prior to submitting the proposed program to Treasury for review and approval, the Agency has been seeking comment on program design and outreach strategies from individuals and groups that work with homeowners, including mortgage partners, service providers/potential referring agencies, and membership organizations representing socially disadvantaged homeowners.

Below is the program summary (in English and Spanish) and the full plan for review and comment. While the initial comment period for consideration in the plan submission to Treasury closed on June 23, we will continue to accept comments as we work to shape the program and its implementation.

Program Summary
Resumen del programa del Fondo de Asistencia para Viviendas de la Agencia de Financiamiento de la Vivienda de Carolina del Norte
Homeowner Assistance Fund Full Plan
Submit Comments

Comments Received

NC REALTORS (5/24/2021)
Carolinas Credit Union League (6/4/2021)
Jordan Price Law Offices (6/8/2021)
Habitat for Humanity of Wake County (6/9/2021)
Habitat for Humanity of the Charlotte Region (6/11/2021)
Durham County Government (6/16/2021)
Lydia Materno (6/16/2021)
Caldwell County Habitat for Humanity (6/16/2021)
Atlantic Bay Mortgage Group (6/17/2021)
Charlotte Adams (6/17/2021)
R Todd Davis (6/18/2021)
Merrick-Moore Community Development Group (6/18/2021)
Jeanne B. Ford (6/19/2021)
PNC Bank (6/21/2021)
Habitat for Humanity of Randolph County (6/21/2021)
Karen H. Morant (6/21/2021)
Phil Welch (6/22/2021)
Beth Bordeaux (6/22/2021)
NC League of Municipalities (6/22/2021)
S J Adams Consulting (6/22/2021)
Monroe Union County CDC (6/22/2021) 
Prosperity Unlimited, Inc (6/23/2021) 
Tharesa Lee, MA, CHC, CF (6/23/2021)
Jessie Lynn (6/23/2021)
Cleveland County Community Development Corporation (6/23/2021)
DHIC (6/23/2021)
Consumer Credit Counseling Service (6/23/2021)
Kingdom Community Development Corporation (6/23/2021)
Joe McGuire—HomeTrust Bank (6/23/2021)
Wake County Government Department Housing Affordability and Community Revitalization (6/23/2021)
Habitat for Humanity of Orange County, NC (6/23/2021)
Durham Congregations, Associations and Neighborhoods (CAN) (6/23/2021)
Centre for Homeownership & Economic Development (6/23/2021)
Wilson Community Improvement Association, Inc. (6/23/2021)
Lexington Housing Community Development Corporation (6/23/2021)
Parrish Little—HomeTrust Bank (6/23/2021)
EmPOWERment Inc. (6/23/2021)
EmPOWERment Inc. con't (6/23/2021)
North Carolina Association of Community Development Corporations (NCACDC) (6/23/2021)
White Oak Foundation, Inc. (6/23/2021)
Olive Hill Community Economic Development Corporation (6/23/2021)
BHO, Inc. (6/23/2021)
North Carolina Housing Coalition (6/23/2021)
North Carolina Justice Center, Financial Protection Law Center, Charlotte Center for Legal Advocacy, Pisgah Legal Services, Land Loss Prevention Project and Legal Aid of North Carolina (6/23/2021)
Smoky Mountain Housing Partnership (6/23/2021)
North Carolina Community Action Association (NCCAA) (6/23/2021)
White Oak Foundation (6/25/2021)
Kelly Anders (6/26/2021)