The NC 1st Home Advantage Down Payment is available in all 100 NC counties and is designed for first-time home buyers, certain qualifying veterans or those purchasing in a Targeted Census Tract. Before originating, processing or underwriting this product you must attend this webinar. This does not satisfy a loan officer's in-person training requirement. If you need credit for attendance, you must have an attentiveness rating of 60% or better. The best way to achieve that is to close out all other programs on your computer, keeping only this webinar open. The meeting software monitors your attentiveness.