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Resources for Buyers

Here, you will find informational fliers that will help your buyers understand our programs. All are available in downloadable formats so they can easily be printed out for your buyers.

The NC Home Advantage Mortgage™ can provide your clients with forgivable down payment assistance of up to 5 percent of the loan amount, competitive interest rates, and more to help give them the boost they need to become homeowners. First-time buyers and military veterans may be eligible for the NC 1st Home Advantage Down Payment. 

NC Home Advantage Mortgage™ 101 (Video)
Think Buying a Home is Out of Reach? (English flier)
Piensa que comprar una casa esta fuera de sus posibilidates? Tome ventaja! (Spanish flier )
Buying Your First Home? Get an $8,000 Boost (English flier)

The NC Home Advantage Tax Credit could reduce your client’s federal income tax liability by up to $2,000 per year if they apply and are approved by us for a Mortgage Credit Certificate (MCC) prior to the home purchase. 

NC Home Advantage Tax Credit (Mortgage Credit Certificate) 101 (Video)
Buying Your First Home? Save Up to $2,000 in Taxes Annually (English flier)
¿Está por comprar su primera vivienda? Ahórrese hasta $2,000 dólares al año en su declaración de impuestos (Spanish flier)

This flier explains the purpose and process of the recapture tax for buyers who use the NC 1st Home Advantage Down Payment or the NC Home Advantage Tax Credit. This tax could be due if the buyer sells his or her home within nine years, realizes a profit and has a significant gain in household income.

What Does Recapture Mean for You? (English flier)
What Does Recapture Mean for You? (Spanish flier)

We offer 60-day lock-in periods for our NC Home Advantage Mortgage™. With these lock-in periods, your buyers will have the security of knowing that market fluctuations will not affect their buying power during the time their homes are being completed.

Press &
Investors

North Carolina Housing Finance Agency / 3508 Bush Street / Raleigh, NC 27609 / 919-877-5700

North Carolina Housing Finance Agency

3508 Bush Street Raleigh, NC 27609
tel919-877-5700

Disclaimer (please scroll and read, then proceed below)

All information contained on the following Web pages is obtained from the Agency’s books and records, and is believed to be accurate and reliable. Reference should be made to the official statement and operative documents of each series of bonds referred to herein for complete information on that issue. Because of the possibility of human and mechanical error as well as other factors, this information is provided "as is" without warranty of any kind and no representation or warranty, expressed or implied, is made, nor should any be inferred, as to the accuracy, timeliness, or completeness of this information. Under no circumstances shall North Carolina Housing Finance Agency have any liability to any person or entity for (a) any loss or damage in whole or part caused by, resulting from, or relating to any error (on account of neglect or otherwise) or other circumstance involved in procuring, collecting, compiling, interpreting, analyzing, editing, transcribing, transmitting, communicating or delivering this information, or (b) any direct, indirect, special, consequential, or incidental damages whatsoever, even if North Carolina Housing Finance Agency is advised in advance of the possibility of such damages, resulting from the use of, or inability to use, any such information. This information relates to bond issues of the North Carolina Housing Finance Agency that have been sold and distributed in underwritten public offerings described in the related official statements. Each viewer of the aforementioned information acknowledges that (i) the North Carolina Housing Finance Agency is not now by this document offering any bonds or other securities, nor soliciting an offer to buy any securities, (ii) this information is not to be construed as any description of the North Carolina Housing Finance Agency-such offerings are only made pursuant to the appropriate official statements of the North Carolina Housing Finance Agency, (iii) the information provided speaks only as of the date thereof and the North Carolina Housing Finance Agency has not in any way undertaken to update such information, and (iv) no representation is made as to the propriety or legality of any secondary market trading of the bonds or other securities of the North Carolina Housing Finance Agency by anyone in any jurisdiction. The financial condition of the North Carolina Housing Finance Agency may have changed since the date this information was prepared.

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