The North Carolina Housing Finance Agency offers unique mortgage products to give home buyers the boost they need to buy their first home or move up to a one.
Our products include the NC Home Advantage Mortgage™ which offers competitive rates and down payment assistance up to 5 percent of the loan amount for first-time and move-up buyers. We also offer a special down payment option for eligible first-time buyers and military veterans of up to $8,000 with the NC 1st Home Advantage Down Payment. Or first-time buyers and military veterans may be eligible for the NC Home Advantage Tax Credit, which provides up to $2,000 a year in federal tax savings for buyers who apply and are approved by us for a Mortgage Credit Certificate (MCC) prior to their home purchase.
Learn more below to see how we can help you reach more customers and increase your business.