Home Buyers
MoreLooking to buy a home but need down payment help?
Learn MoreHome Ownership Partners
MoreWant to reach more home buyers or build affordable homes?
Learn moreRENTAL HOUSING PARTNERS
MoreAre you developing or managing affordable apartments or supportive housing?
Learn MoreHomeowner Assistance Fund Under Development
North Carolina was allocated $273 million from the Homeowner Assistance Fund, which was established through the American Rescue Plan to prevent mortgage delinquencies, defaults, displacements, and foreclosures for homeowners experiencing financial difficulties after January 21, 2020, due to the coronavirus pandemic. This program is being supported, in whole or in part, by federal award number HAF0019 awarded to the State of North Carolina by the US Department of the Treasury. The NC Housing Finance Agency is currently working to develop the HAF plan for submission and approval by the US Department of the Treasury and anticipates the program opening later this fall after Treasury approval.
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Learn More About the Homeowner Assistance Fund
If you need assistance in the meantime, the State Home Foreclosure Prevention Project offers free housing counseling and can work with servicers on your behalf. Call 1-888-442-8188 to find a counselor in your area.
News & Events
News
Understanding Home Buying Expenses
For first-time home buyers in North Carolina, buying a home can feel like an expensive process. Between saving up for a down payment and thinking about the monthly costs...
News
COVID-19 Mortgage Payment Relief Program for FHA Mortgages Expires June 30
The Federal Housing Administration’s (FHA) foreclosure and eviction moratorium is in effect through June 30, 2021. Homeowners with a mortgage insured by FHA who are unable...
News
CDC Issues Limited Eviction Moratorium
The Centers for Disease Control and Prevention announces limited eviction moratorium through October 3 for renters living in communities experiencing a surge in COVID-19...
News
Pandemic Continues to Wreak Havoc on Housing Affordability
The pandemic exposed and amplified the disparities within the nation’s housing market. While households with secure employment experienced little financial distress and...
News
What Today's Sellers Expect
Buying a home in North Carolina’s hot real estate market can be a challenge for any buyer, but even more so for a first-time home buyer. Before you begin your home buying...
Housing Investments are Vital
Good Housing for North Carolinians — Good Business for North Carolina.
The North Carolina Housing Finance Agency leverages public funds with private investments to finance affordable housing opportunities that move North Carolina, its economy, communities and citizens forward.
$27.6 Billion
Real Estate Activity Produced
282,260
Jobs Supported
306,130
Homes and Apartments Financed since 1973
$2.1 Billion
Tax Revenues
Generated
