Homeowner Assistance Fund Under Development

North Carolina was allocated $273 million from the Homeowner Assistance Fund, which was established through the American Rescue Plan to prevent mortgage delinquencies, defaults, displacements, and foreclosures for homeowners experiencing financial difficulties after January 21, 2020, due to the coronavirus pandemic. This program is being supported, in whole or in part, by federal award number HAF0019 awarded to the State of North Carolina by the US Department of the Treasury. The NC Housing Finance Agency is currently working to develop the HAF plan for submission and approval by the US Department of the Treasury and anticipates the program opening later this fall after Treasury approval.

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If you need assistance in the meantime, the State Home Foreclosure Prevention Project offers free housing counseling and can work with servicers on your behalf. Call 1-888-442-8188 to find a counselor in your area.