Resources for Home Buyers

Buying a home is one of the most important purchases you can make, and it can also be one of the most confusing. We are here to help. Here at the NC Housing Finance Agency, we strive to make home buying as simple as possible, and provide important information and resources that you need to make solid financial decisions. We offer infographics, ebooks, home ownership calculators, videos, blogs and more to help you make the best decisions for you and your future as a homeowner. 

Get the 411 on Home Buying 101

The NC Housing Finance Agency provides general resources to help home buyers get the information they need to make quality financial decisions. 

Infographics for Home Buyers
Pocket Guide to Home Ownership (in English)
Pocket Guide to Home Ownership (en Espanol)
Guide to Home Ownership Game

The NC Home Advantage Mortgage™ 101 can help make home ownership affordable for you. With forgivable down payment assistance of up to 3% of the loan amount, competitive interest rates and more, the NC Home Advantage Mortgage™ might just be the boost you need to become a homeowner.

Buying a Home? We’re Here to Help Make it Happen

If you're a first-time buyer or military veteran, you may be eligible for $15,000 in down payment help with the NC 1st Home Advantage Down Payment.

Buying Your 1st Home? Make it Happen with a $15,000 Boost

First-time buyers and military veterans may be eligible for the NC Home Advantage Tax Credit,which could save up to $2,000 annually on federal income taxes.

Buying Your 1st Home? Make it Happen with Up to $2,000 in Annual Tax Savings

This flier explains the purpose and process of recapture—a tax that could be due if you, using a Mortgage Credit Certificate for the NC Home Advantage Tax Credit sell your home within nine years, realize a profit and have a significant gain in household income.

What Does Recapture Mean for You?

If you are buying a home and your income is below 80% of the area median income, you may be eligible for second mortgage assistance through the Community Partners Loan Pool (CPLP) that could reduce your overall mortgage payments.

Community Partners Loan Pool (CPLP)
Press &
Investors

North Carolina Housing Finance Agency / 3508 Bush Street / Raleigh, NC 27609 / 919-877-5700

Disclaimer (please scroll and read, then proceed below)

All information contained on the following Web pages is obtained from the Agency’s books and records, and is believed to be accurate and reliable. Reference should be made to the official statement and operative documents of each series of bonds referred to herein for complete information on that issue. Because of the possibility of human and mechanical error as well as other factors, this information is provided "as is" without warranty of any kind and no representation or warranty, expressed or implied, is made, nor should any be inferred, as to the accuracy, timeliness, or completeness of this information. Under no circumstances shall North Carolina Housing Finance Agency have any liability to any person or entity for (a) any loss or damage in whole or part caused by, resulting from, or relating to any error (on account of neglect or otherwise) or other circumstance involved in procuring, collecting, compiling, interpreting, analyzing, editing, transcribing, transmitting, communicating or delivering this information, or (b) any direct, indirect, special, consequential, or incidental damages whatsoever, even if North Carolina Housing Finance Agency is advised in advance of the possibility of such damages, resulting from the use of, or inability to use, any such information. This information relates to bond issues of the North Carolina Housing Finance Agency that have been sold and distributed in underwritten public offerings described in the related official statements. Each viewer of the aforementioned information acknowledges that (i) the North Carolina Housing Finance Agency is not now by this document offering any bonds or other securities, nor soliciting an offer to buy any securities, (ii) this information is not to be construed as any description of the North Carolina Housing Finance Agency-such offerings are only made pursuant to the appropriate official statements of the North Carolina Housing Finance Agency, (iii) the information provided speaks only as of the date thereof and the North Carolina Housing Finance Agency has not in any way undertaken to update such information, and (iv) no representation is made as to the propriety or legality of any secondary market trading of the bonds or other securities of the North Carolina Housing Finance Agency by anyone in any jurisdiction. The financial condition of the North Carolina Housing Finance Agency may have changed since the date this information was prepared.

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