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Income Limits

Our mortgage products have income limits that vary by program type as we offer new programs. 

The NC Home Advantage Mortgage™ income limit is based solely on the income of the borrower(s), as verified by your lender (also known as qualifying income). Income limits for the NC Home Advantage Tax Credit, which is available with a Mortgage Credit Certificate, are based on household income and vary by county and family size. 

Visit the County Census Tract page to identify if your customer's subject property address falls within that targeted census tract.