Home Buyers

- What we offer

- Am I eligible?

- Income and sales price limits

- Buying a foreclosure property?

- Not a first-time home buyer?

- Participating lenders

Preferred Loan Officers

- How do I begin?

- Preferred Real Estate Professionals

- Navigating the loan process

- What if I sell my house?

- 2009 home buyer tax credit

- Real Estate Owned properties for sale

- Tips for home buyers

- Housing counseling resources

- Avoiding predatory lending

- What happens after closing?

Homeowners

Renters

Special Needs

Resources

Calculators
Mortgage Calculator
How Much Can I Afford

Housing Locators
Affordable Apartments
Housing Resources

Income Limits
FirstHome Mortgage
Down Payment Assistance
MCC

Order program brochures

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Housing Counseling Resources

If you have housing-related problems or just want to know how you can best attain your housing goals, you may want to see a housing counselor. One-on-one discussion with a professional can provide you with valuable information, advice and assistance. The counselor can provide pre-purchase counseling if your home purchase is in the future, mortgage default counseling, financial management and other forms of housing assistance. Housing counseling is designed to help you improve your current housing conditions and to understand the responsibilities of home ownership.

The U.S. Department of Housing and Urban Development (HUD) maintains a list of agencies in North Carolina approved to offer housing counseling services to first-time home buyers, homeowners and senior citizens.