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Real Estate Owned (REO) Properties for Sale

Our mission is to provide housing for North Carolinians not served by the market. While achieving success with this goal, on rare occasion  properties we've financed fall into foreclosure. As a result, we have investor-owned properties for sale.

The properties are not sold directly by North Carolina Housing Finance Agency.  If you find a property that you are interested in, please contact the real estate professional identified in the listing for more information.  Please note that the property list is updated twice monthly so the current list may contain properties already under contract or previously sold.

Also, unless otherwise noted, the homes are being sold “as is” so prospective buyers should plan to get a home inspection once their offer has been accepted. To find a home inspector in your area, consult the American Society of Home Inspectors.

Properties are added to our website as we are notified they are ready to be listed.  Updates to the listing amount and realtor’s contact information are updated once a listing agreement has been signed.  We strive to update our website twice a month.

Featured Property of the Month

  Alamance Harnett
  Buncombe Lee
  Caldwell Mecklenburg
  Catawba Nash
  Chowan Rowan
  Cumberland Stanly
  Durham Surry
  Edgecombe Wilson
  Forsyth  
  Guilford  
     

Alamance

1506 West Webb Avenue

Property Address:
1506 West Webb Avenue
Burlington, NC 27215
3 BR / 1 BTH
Convenient home on corner lot close to downtown historic district! 3 beds/1 bath; living room with fireplace; sunroom; double carport; downstairs master bedroom; and close to Elon University! Come see it today!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$54,900

Realtor Information:
Sandy Ellington-Graves

Allen Tate Company
336-516-2348
MLS#: 83466

   
1305 Greenbriar Street

Property Address:
1305 Greenbriar St
Burlington, NC 27215
2 BR / 1 BTH
GREAT BUY on brick home w/ almost 1000 sq ft! 2 bdrms, kitchen & dining areas; 798 sq ft finished basement w/ flex room, 1/2 bath & exterior access! 8x12 wrkshp area; single garage; rear patio & fenced yard; minutes to I40/85!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$74,900

Realtor Information:
Sandy Ellington-Graves

Allen Tate Company
336-516-2348
MLS#: 86063

 
   

Buncombe

10 Fieldcrest Drive

Property Address:
10 Fieldcrest Dr
Candler, NC 28715
3 BR / 2 BTH
3 bedroom, 2 bath on .64 acre. Cul-de-sac location. Large back deck for entertaining. Single Garage/Single Carport. New paint. Gas heat/Central Air Conditioner.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$114,900 - Under Contract

Realtor Information:
Mike Patterson

Beverly Hanks & Associates
828-231-3709
MLS#: 576533

 
 

Caldwell

1 Colonial Ave

Property Address:
1 Colonial Ave
Granite Falls, NC 28630
2 BR / 1 BTH
Cute little starter home close to 321 and downtown Granite Falls. Home has single carport and large rear yard that is fenced in for the kids and pets. Covered front porch that is great for rocking chairs to watch the trains go by. Inside has fresh new carpet, vinyl flooring and paint throughout. Two large bedrooms and a eat in kitchen and dining area. Must see!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$60,000 - Under Contract

Realtor Information:
Tim Truitt

WNC Real Estate, Inc.
828-443-6345
MLS#: 27066

   
 

Catawba

4072 Robins Lane

Property Address:
4072 Robins Lane
Conover, NC 28613
3 BR / 2 BTH
Great looking brick house in very well kept neighborhood. This is not your typical bank owned house because this home is in remarkably well condition. Enjoy the covered front porch and along with a double garage for additional storage. The home is move in ready with newer carpeting in bedrooms and interior paint. This one level home has a split bedroom floor plan with a large master bedroom and mater bath. The kitchen has all of its appliances and plenty of cabinet space. Rear deck is great for entertaining.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$114,900 - Under Contract

Realtor Information:
Tim Truitt

WNC Real Estate, Inc.
828-443-6345
MLS#: 26412

   
 

Chowan

2633 Virginia Road

Property Address:
2633 Virginia Road
Edenton, NC 27932
3 BR / 1 BTH
Classic eastern NC farm house! Beautiful country setting with mature trees and a 1 acre yard. Modern kitchen, heat & air, and full bath. Durable metal roof. Wide covered front porch. Great price and piece of NC history. They don't build 'em like this anymore! Some TLC required.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$42,000

Realtor Information:
Charlie Newsome

William E. Woods & Associates
252-207-7977
MLS#: 80680

   
 

Cumberland

621 Marshtree Lane, Unit 103

Property Address:
621 Marshtree Lane, Unit 103
Fayetteville, NC 28314
2 BR / 2 BTH
This is a great deal at Landfall Condos! Beautiful ground floor move in ready unit. 2 generous sized bedrooms and a master en-suite bath. Open concept living areas with 9 foot ceilings, neutral paint, and carpeting. Nice patio area just off of the living room. Convenient to Fort Bragg and all major shopping areas.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$59,900 - Under Contract

Realtor Information:
Barry Mulhearn

Premier Advantage Realty
910-738-3441
MLS#: 4121595

   
 

Durham

2775 Wyntercrest Lane

Property Address:
2775 Wyntercrest Lane
Durham, NC 27713
2 BR / 2 BTH
Freshly painted 3 story townhouse in Wynterfield. Close to the Streets
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$134,900

Realtor Information:
Ray & Gloria Mayotte

Allen Tate Company
919-453-5066
MLS#: 1982617

   

3775 Guess Road, #42

Property Address:
3775 Guess Road, #42
Durham, NC 27705
2 BR / 2 BTH
Great Townhouse in North Durham. Huge living room with fireplace and open floor plan. Great location near Duke, I-85, hospitals, shopping.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$69,900

Realtor Information:
Ray & Gloria Mayotte

Allen Tate Company
919-453-5066
MLS#: 1984893

   
 

Edgecombe

411 Windermere Circle

Property Address:
411 Windermere Circle
Gastonia, NC 28052
3 BR / 1 BTH
Great property for 203K financing. Some work needed. 3 Bedrooms, 2 Baths, traditional home with fenced back yard in a great neighborhood. Home features a fireplace and office-which could be a 4th bedroom. Seller will pay up to 3% in closing costs with acceptable offer.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$108,000

Realtor Information:
Donna Dew

Century 21-The Combs Company
252-883-3515
MLS#: 97818

   
 

Forsyth

1433 Chelsea Street

Property Address:
1433 Chelsea Street
Winston-Salem, NC 27103
3 BR / 1 BTH
Convenient location for this three bedroom house with an extra den and screen porch. Needs TLC but could be very cute. Well below tax value. Come see it today!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$49,900

Realtor Information:
Jonathan Key

Allen Tate Company
336-918-0226
MLS# 721938

   
2029 Truelove Lane

Property Address:
2029 Truelove Lane
Winston-Salem, NC 27127
3 BR / 2 BTH
Private setting yet convenient to schools, shopping, and dining. Large Living/Entertaining area, Large enclosed sunroom with tile floor. Large kitchen which exits on to small side porch. Entrance from garage. Needs TLC to make it yours. Why wait?
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$109,500

Realtor Information:
Dewey Linville

Allen Tate Company
336-423-9894
MLS# 722763

   
310 Meadows Circle

Property Address:
310 Meadows Circle
Winston-Salem, NC 27104
2 BR / 2 BTH
Move-in ready upper level condo. Great neighborhood with Pool, Great entertaining space with fireplace in living room. Dining room just off kitchen. Large master bedroom with walk in closet and bath. Second bedroom has french doors and exit to porch. Neighborhood is convenient to shopping, schools, parks and transportation.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$59,900

Realtor Information:
Dewey Linville

Allen Tate Company
336-423-9894
MLS# 723082

 
 

Gaston

116 West Fifth Avenue

Property Address:
116 West Fifth Ave
Gastonia, NC 28052
3 BR / 1 BTH
Charming turn of the twentieth century bungalow in York Chester area is loaded with potential for rehab buyer. Considered the Oakland Street Design District by the City of Gastonia, this home offers a front porch, deck, hardwood floors, period bath tub and tons of potential. Three fireplaces with no representation as to condition.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$25,000

Realtor Information:
William Barnes

Allen Tate Company
704-868-4188
MLS# 3058962

   
 

Harnett

111 Dees Street

Property Address:
111 Dees Street
Lillington, NC 27546
3 BR / 2 BTH
This home has great potential and lots of room. Home has nice features but will need some work on the inside. Priced to sell in as is condition. Come see it today!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$74,900

Realtor Information:
Laura Lycans

Sandhills Choice Realty, LLC
910-315-6353
MLS# 161696

   
 

Lee

3205 Foggy Mountain Loop

Property Address:
3205 Foggy Mountain Loop
Sanford, NC 27330
3 BR / 2 BTH
Some Paint and flooring will go a long way with this home. Located in a cute smaller well maintained neighborhood this home is waiting for you. You will find a nice roomy Living Room with a Fireplace, Bay Window w/sitting bench lots of natural light and an adjacent Dining Room. The Kitchen has a Breakfast Nook and a Pantry. The Master is large with its own Master Bath. Home is sitting pretty on a .69 Acre lot. There is plenty of room for a garden or play ground out back. Seller will pay up to 3% in closing costs with acceptable offer. Come Take A Look!! SOLD AS IS...
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$99,900

Realtor Information:
Laura Lycons

Sandhills Choice Realty, LLC
910-315-6353
MLS# 163634

   
   

Mecklenburg

3410 Broadwick Street

Property Address:
3410 Broadwick Street
Charlotte, NC 28213
2 BR / 2 BTH
Nice end unit with a two-story bump out bay window. Two upper bedroom suites, perfect set-up for roommates, both bedrooms have vaulted ceilings and walk-in closets, gas fireplace in the great room, nice sized dining area, kitchen has island and area for bar stools, laundry room and half bath down, private enclosed concrete patio, very light and bright with extra windows since it's a end unit. Convenient to University and I-485. Seller will pay up to 3% in closing costs with acceptable offer.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$96,900

Realtor Information:
Thom Perkins

Allen Tate Company
704-651-8981
MLS#: 3071623

 
 
Featued Property

Nash

202 Cypress Court

Property Address:
202 Cypress Court
Nashville, NC 27856
3 BR / 2 BTH
Beautiful home in a cul-de-sac location. Freshly painted interior. Nice fireplace with gas logs and built-in bookcases. Priced to sell!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$124,900 - Under Contract

Realtor Information:
Connie Sherrod

The Chesson Agency
252-399-3566
MLS# 51941

 
   
753 Cedarbrook Drive

Property Address:
753 Cedarbrook Drive
Rocky Mount, NC 27803
2 BR / 1 BTH
Built in 1950, this cute cottage offers more room than you might think. There is also a single car detached garage. Priced to sell quickly. Don't miss this opportunity.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$34,900

Realtor Information:
Connie Sherrod

The Chesson Agency
252-399-3566
MLS# 51963

   
 

Rowan

708 North Salisbury Ave

Property Address:
708 North Salisbury Ave
Salisbury, NC 28146
2 BR / 1 BTH
Great buy in Granite Quarry! Fresh paint throughout. Great ranch floor plan with 3 bedrooms, great room with fireplace, eat-in kitchen, fenced backyard. Storage area off 1 car carport. Hardwood floors, tile in bath. Convenient to I-85. Is this your next home?
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.

$74,900

Realtor Information:
Mike Chisholm

Allen Tate Company
704-786-6350
MLS#: 3046102

 
   

Stanly

545 Acorn Acres Road

Property Address:
545 Acorn Acres Rd
Norwood, NC 28128
3 BR / 1 BTH
Adorable 3 bedroom bungalow with waterview of Lake Tillery. Would make a nice weekend or vacation home for lake enthusiasts. Located only 3 1/2 miles from The Norwood Wildlife Landing which offers public boat ramp access. Also, located only approximately 3 1/2 miles from the Lake Tillery Marina which offers boat slip rentals, food and gas.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$74,900

Realtor Information:
Nettie Bergh

Allen Tate Company
980-521-4893
MLS#: 3072102

 
   

Surry

185 Southwycke Lane

Property Address:
185 Southwycke Lane
Pilot Mountain, NC 27041
3 BR / 2 BTH
Room to roam!  Enjoy the vistas from your rocking chair front porch!  This charming 3 bedroom, 2 bath single level home situated on an open .98 acre lot.  With over 1,500 square feet, there's plenty of space for everyone.  The home features formal living and dining rooms plus a cozy den.  The vaulted living room has a ceiling fan and is open to the kitchen and dining areas.  For those cold winter evenings there's a corner fireplace too!  The kitchen features neutral toned wood cabinets and countertops.  The home is ready for immediate occupancy.  Call today!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$114,900 - Under Contract

Realtor Information:
Eric Hodges

Hodges Realty
336-374-9658
MLS#: 726804

 
   

Wilson

303 South Saratoga Street

Property Address:
303 South Saratoga Street
Stantonsburg, NC 27883
2 BR / 2 BTH
Charming brick ranch with fireplace. Perfect opportunity to improve upon the "good bones" with your special touches.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$39,900 - Under Contract

Realtor Information:
Connie Sherrod

The Chesson Agency
252-399-3566
MLS#: 51386

 
   

       For Your Home:

3.75%

For a 30-year fixed-rate (minimum 60-day lock-in). Need down payment help? N.C. Home Advantage Mortgage™ offers up to 5% at zero interest. Check rates.

 

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