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Real Estate Owned (REO) Properties for Sale

Our mission is to provide housing for North Carolinians not served by the market. While achieving success with this goal, on rare occasion  properties we've financed fall into foreclosure. As a result, we have investor-owned properties for sale.

The properties are not sold directly by North Carolina Housing Finance Agency.  If you find a property that you are interested in, please contact the real estate professional identified in the listing for more information.  Please note that the property list is updated twice monthly so the current list may contain properties already under contract or previously sold.

Also, unless otherwise noted, the homes are being sold “as is” so prospective buyers should plan to get a home inspection once their offer has been accepted. To find a home inspector in your area, consult the American Society of Home Inspectors.

Properties are added to our website as we are notified they are ready to be listed.  Updates to the listing amount and realtor’s contact information are updated once a listing agreement has been signed.  We strive to update our website twice a month.

Featured Property of the Month

  Alamance Johnston
  Burke Mecklenburg
  Caldwell Nash
  Catawba Onslow
  Chowan Randolph
  Cumberland Robeson
  Edgecombe Stanley
  Forsyth Wake
  Gaston Wayne
  Guilford Wilson
  Harnett  
     

Alamance

1506 West Webb Avenue

Property Address:
1506 West Webb Avenue
Burlington, NC 27215
3 BR / 1 BTH
Convenient home on corner lot close to downtown historic district! 3 beds/1 bath; living room with fireplace; sunroom; double carport; downstairs master bedroom; and close to Elon University! Come see it today!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$74,900

Realtor Information:
Sandy Ellington-Graves

Allen Tate Company
336-516-2348
MLS#: 83466

 
   

Burke

211 Mountain View Drive

Property Address:
211 Mountain View Drive
Morganton, NC 28655
3 BR / 2 BTH
Cute 3BR/2.5BA home convenient to interstate 40. Home offers living room with hardwood floors, kitchen area with ample cabinet space and laundry to left of kitchen. Basement area with living space, 1BR and 1.5 Bath. Nice curb appeal with double carport and wrap around front porch. Home appears to have been remodeled in the last 5-6 years. Great starter home.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$93,500 - Under Contract

Realtor Information:
Tim Truitt

WNC Real Estate, Inc.
828-443-6345
MLS#: 25844

 
   

Caldwell

2853 Ellerwood Road

Property Address:
2853 Ellerwood Road
Hudson, NC 28638
3 BR / 2 BTH
Great 3BR/2BA ranch located just outside of Lenoir city limits. Home is all brick with a metal roof. Large eat-in kitchen and 2 bedrooms have great built-in cabinetry that remain with the home. The full, unfinished basement has a fireplace and is plumbed for a 3rd bathroom and 2nd kitchen. The basement could easily be transformed into a separate suite with its own exterior access.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$79,900 - Under Contract

Realtor Information:
Meredith Carswell

Weichert Realtors - Team Metro
828-304-1000
MLS#: 9572583

   
1727 Orchard Drive

Property Address:
1727 Orchard Drive
Lenoir, NC 28645
3 BR / 1 BTH
Don't miss this 3 bedroom 2 bath one level home! It offers a large 2 bay garage that the previous owners used as a rec room. The level yard and corner lot make for easy maintenance. Conveniently located just outside of Lenoir and offers easy access to I-40.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$69,900

Realtor Information:
Meredith Carswell

Weichert Realtors - Team Metro
828-304-1000
MLS#: 9575095

   
3524 Hezekiah Drive

Property Address:
3524 Hezekiah Drive
Lenoir, NC 28645
3 BR / 2 BTH
Great 3BR/2BA home in excellent condition. This home offers real hardwood flooring in the living room, dining room and hall. Home has been taken care of and is in move-in condition.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$94,900

Realtor Information:
Meredith Carswell

Weichert Realtors - Team Metro
828-304-1000
MLS#: 9572315

   
843 Nuway Circle

Property Address:
843 Nuway Circle
Lenoir, NC 28645
3 BR / 2 BTH
Reduced! Great starter home! With some TLC this house could be very comfortable. Nice large front and back yard that connects to the street below. Double garage on the main level with side entry to living room. Interior has nice hardwood floors with gas fireplace in the living room. There is a newer addition of the large master bedroom and bath with partial basement underneath for storage. Several decks off rear of the home. Lots of potential.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$54,900 - Under Contract

Realtor Information:
Tim Truitt

WNC Real Estate, Inc.
828-443-6345
MLS#: 9570211

   
120 Crest Place SW

Property Address:
120 Crest Place SW
Lenoir, NC 28645
3 BR / 1 BTH
This bungalow is convienently located in near downtown Lenoir. Sits atop a small hill at the end of the street. The home has classic details such as hardwood floors, metal awnings, spacious porch and a detached building that gives a glimpse of what it used to be and what it could be again.House does need work, but has great potential.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$34,900

Realtor Information:
Meredith Carswell

Weichert Realtors - Team Metro
828-304-1000
MLS#: 9574909

   
 

Catawba

430 17th Ave NE

Property Address:
430 17th Avenue NE
Hickory, NC 28601
2 BR / 1 BTH
NE Hickory home conveniently located near park, golf course, shopping and dining. Dining area and breakfast area. Ranch with full basement, screened porch and private back yard.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$74,900

Realtor Information:
Meredith Carswell

Weichert Realtors - Team Metro
828-304-1000
MLS#: 9569761

   
1067A 19th Street NE

Property Address:
1067A 19th Street NE
Hickory, NC 28601
2 BR / 2 BTH
Come see this spacious townhome convienently located in NE Hickory. The main level offers a large, open, social floor plan that connects the kitchen and living room. Two large bedrooms on the second floor with a large, shared bath. The home is in good condition and just needs a little TLC.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$39,900

Realtor Information:
Meredith Carswell

Weichert Realtors - Team Metro
828-304-1000
MLS#: 9574904

   
1102 22nd Street NE #603

Property Address:
1102 22nd Street NE #603
Hickory, NC 28601
2 BR / 2 BTH
Come see this great 2 bedroom 1.5 bath town home located near McDonald Parkway allowing easy access to I-40 and Hwy 321. This home offers an open floor plan, is clean and well kept.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$69,900 - Under Contract

Realtor Information:
Meredith Carswell

Weichert Realtors - Team Metro
828-304-1000
MLS#: 9576212

   

Property Address:
4920 Wordsworth Circle
Conover, NC 28613
3 BR / 2 BTH
Solid brick house just a few miles from I-40. Home has great curb appeal! Large front and back yard with plenty of room for play area or garden. Seller has installed new carpet and paint on the interior. 3 beds and 2 full baths with open floor plan. Everything on one level including the double garage. Home should be good to go for any type of financing.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$109,900

Realtor Information:
Tim Truitt

WNC Real Estate, Inc.
828-443-6345
MLS#: 25962

   
Featued Property

Chowan

2633 Virginia Road

Property Address:
2633 Virginia Road
Edenton, NC 27932
3 BR / 1 BTH
Classic eastern NC farm house! Beautiful country setting with mature trees and a 1 acre yard. Modern kitchen, heat & air, and full bath. Durable metal roof. Wide covered front porch. Great price and piece of NC history. They don't build 'em like this anymore! Some TLC required.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$47,500

Realtor Information:
Charlie Newsome

William E. Woods & Associates
252-207-7977
MLS#: 80680

   
 
 

Cumberland

621 Marshtree Lane, Unit 103

Property Address:
621 Marshtree Lane, Unit 103
Fayetteville, NC 28314
2 BR / 2 BTH
This is a great deal at Landfall Condos! Beautiful ground floor move in ready unit. 2 generous sized bedrooms and a master en-suite bath. Open concept living areas with 9 foot ceilings, neutral paint, and carpeting. Nice patio area just off of the living room. Convenient to Fort Bragg and all major shopping areas.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$84,900

Realtor Information:
Barry Mulhearn

Premier Advantage Realty
910-738-3441
MLS#: 4121595

 
 

Edgecombe

130 South Fairview Circle

Property Address:
130 South Fairview Circle
Tarboro, NC 27886
3 BR / 2 BTH
This cute home features a formal living room, den, office, eat-in kitchen, bonus room and a screened side porch! The back yard is fenced in and you can store your lawn equipment in the storage building.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$34,900 - Under Contract

Realtor Information:
Connie Sherrod

The Chesson Agency
252-399-3566
MLS# 49756

   
 

Forsyth

6010 Parkdale Drive

Property Address:
6010 Parkdale Drive
Clemmons, NC 27012
3 BR / 2 BTH
Great private location at the end of the cul de sac yet convenient to I40 and Clemmons. Large rooms with a great Den w/fireplace. Kitchen, Diningroom and Living Room well arranged. Come see today. A real buy in this area.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$124,900

Realtor Information:
Dewey Linville

Allen Tate Company
336-423-9894
MLS# 693045

   
4541 Lasley Drive

Property Address:
4541 Lasley Drive
Winston-Salem, NC 27105
3 BR / 2 BTH
Solid split foyer family home. Large level lot. Enjoy the finished den with gas log fireplace in basement as well as half bath and laundry. Main level offers an open airy living room, dining room and kitchen. Split bedroom plan with Master Suite and separate bedrooms and bath. New paint and carpet. Move in Ready. Come Make it Yours Today.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$97,500 - Under Contract

Realtor Information:
Dewey Linville

Allen Tate Company
336-423-9894
MLS# 705249

   
 

Gaston

2308 Panama Avenue

Property Address:
2308 Panama Avenue
Gastonia, NC 28054
3 BR / 2 BTH
Ranch with basement. Main level has HW flrs. & replacement windows.Basement level had den space & full bath. Lots of utility space.Storage bldg. in fenced back yard. Come see it today!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$59,900

Realtor Information:
William Barnes

Allen Tate Company
704-868-4188
MLS#: 2197549

   
 

Guilford

3119 Windchase Court

Property Address:
3119 Windchase Court
High Point, NC 27265
2 BR / 1 BTH
Come see this nice single story townhome today! Park right at your front door. Freshly painted throughout. All carpets have been cleaned. Enjoy your breakfast in the nice sun room at the rear.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$54,900 - Under Contract

Realtor Information:
Janie Henderson

Allen Tate Company
336-549-5051
MLS#: 70393

   
 

Harnett

85 Laraine Court

Property Address:
85 Laraine Court
Angier, NC 27501
3 BR / 2 BTH
Come see this 3 bedroom ranch with 42' natural finish cabinets in the kitchen. Home also features hardwood floors in all bedrooms and living room.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$109,000

Realtor Information:
Ray & Gloria Mayotte

Allen Tate Company
919-453-5066
MLS#: 1950593

   
 

Johnston

369 Weatherspoon Lane

Property Address:
369 Weatherspoon Lane
Smithfield, NC 27577
3 BR / 2 BTH
Quaint 3 bedroom 2 bath home w/hugh living room and spacious kitchen. Built in 2004, this home features a master bedroom wfith walk-in closet and master bathroom with that much desired dual vanity. Come view today!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$114,900 - Under Contract

Realtor Information:
Ray & Gloria Mayotte

Allen Tate Company
919-453-5066
MLS# 1905977

   
 

Mecklenburg

1839 Colin Creek Lane

Property Address:
1839 Colin Creek Drive
Charlotte, NC 28214
3 BR / 2 BTH
Nice one story transitional home ready for its new occupants. Home has 2 car garage, fireplace, and rear deck for entertaining.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$94,900 - Under Contract

Realtor Information:
Thom Perkins

Allen Tate Company
704-367-7319
MLS# 3020583

   
 

Nash

120 Old Barn Lane

Property Address:
120 Old Barn Lane
Rocky Mount, NC 27804
3 BR / 2 BTH
Charming ranch with fenced back yard on quiet cul-de-sac. Stone fireplace in living room. Fresh paint throughout. Come see it today!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$69,900

Realtor Information:
Connie Sherrod

The Chesson Agency
252-399-3566
MLS# 51498

   
 

Randolph

5882 Old 421 Road

Property Address:
5882 Old 421 Road
Liberty, NC 27298
3 BR / 2 BTH
GREAT BUY! One level ranch home on large 0.92 acres lot; open floor plan with vaulted family room & master suite; roomy kitchen with breakfast bar & pantry; informal dining room; rear 12x12 deck; Short drive to Triad areas!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$114,900 - Under Contract

Realtor Information:
Sandy Ellington-Graves

Allen Tate Company
336-516-2348
MLS#: 83114

 
 

Robeson

210 West 21st Street

Property Address:
210 West 21st Street
Lumberton, NC 28358
4 BR / 2 BTH
Best deal in Tanglewood! This 4 bedroom 2 bath brick home sits on a corner lot and offers plenty of room. A private master suite and bath is on the second floor and features a sitting area and walk in closet. Hardwood floors are through out the first floor and there is ample closet space for storage. The living room features a fireplace and the dining room has built in china closets. 2 generous sized bedrooms and one smaller bedroom are located on the first floor of the home. Fully fenced rear yard.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$94,900

Realtor Information:
Barry Mulhearn

Premier Advantage Realty
910-738-3441
MLS#: 13-594

 
   

Stanley

24358 Carriker Road

Property Address:
24358 Carriker Road
Albemarle, NC 28001
2 BR / 1 BTH
Cute ranch bungalow that needs your special touch. Priced to sell quickly.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$54,900

Realtor Information:
Nettie Bergh

Allen Tate Company
980-521-4893
MLS#: 2222394

 
 

Wake

501 North Cypress Street

Property Address:
501 North Cypress Street
Wendell, NC 27591
3 BR / 1 BTH
Bungalow with wraparound porch. Needs repairs (No AC unit/plumbing and electrical work, need water heater) but has a lot of potentials. House sold in "AS IS CONDITION"
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$39,500 - Under Contract

Realtor Information:
Ray & Gloria Mayotte

Allen Tate Company
919-453-5066
MLS#: 1916542

   
421 Barn View Court

Property Address:
421 Barn View Court
Fuquay-Varina, NC 27526
4 BR / 2 BTH
Clean 4 bedroom ranch with spacious kitchen with nook. Marble surround Fireplace in family room. Large Master Suite with walk in closest, cathedral ceiling. This one won't last long.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$139,900 - Under Contract

Realtor Information:
Ray & Gloria Mayotte

Allen Tate Company
919-453-5066
MLS#: 1948385

 
   

Wayne

110 Maryland Drive

Property Address:
110 Maryland Drive
La Grange, NC 28551
3 BR / 2 BTH
This adorable ranch home has new paint and new carpet throughout. It's move-in ready and just waiting for you. Come by to see it today because tomorrow, it may be sold.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$119,900 - Under Contract

Realtor Information:
Susan Farfour

The Cardinal Group
919-738-3219
MLS#: 61667

 
   

Wilson

303 South Saratoga Street

Property Address:
303 South Saratoga Street
Stantonsburg, NC 27883
2 BR / 2 BTH
Charming brick ranch with fireplace. Perfect opportunity to improve upon the "good bones" with your special touches.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$59,900

Realtor Information:
Connie Sherrod

The Chesson Agency
252-399-3566
MLS#: 51386

 

       For Your Home:

3.875%

For a 30-year fixed rate (minimum 60-day lock-in) without NCHFA down payment assistance funds.


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