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Real Estate Owned (REO) Properties for Sale

Our mission is to provide housing for North Carolinians not served by the market. While achieving success with this goal, on rare occasion  properties we've financed fall into foreclosure. As a result, we have investor-owned properties for sale.

The properties are not sold directly by North Carolina Housing Finance Agency.  If you find a property that you are interested in, please contact the real estate professional identified in the listing for more information.  Please note that the property list is updated twice monthly so the current list may contain properties already under contract or previously sold.

Also, unless otherwise noted, the homes are being sold “as is” so prospective buyers should plan to get a home inspection once their offer has been accepted. To find a home inspector in your area, consult the American Society of Home Inspectors.

Properties are added to our website as we are notified they are ready to be listed.  Updates to the listing amount and realtor’s contact information are updated once a listing agreement has been signed.  We strive to update our website twice a month.

Featured Property of the Month

  Alamance Gaston
  Caldwell Johnston
  Catawba New Hanover
  Chowan Onslow
  Cumberland Robeson
  Durham Stanley
  Edgecombe Wake
  Forsyth Wilson
     
     

Alamance

809 Bentley Lane

Property Address:
809 Bentley Lane
Burlington, NC 27217
3 BR / 2 BTH
UNDER $100k! One level ranch w/3 bdrms/2 bths & double garage; split floor plan; formal dining w/ eat in kitchen; spacious family room; hardwood entry; rear patio; concrete drive; quiet dead end street in established neighborhood; close to shopping & schools; built by Wade Jurney Homes - great condition & priced for quick sale!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$99,900 - Under Contract

Realtor Information:
Sandy Ellington-Graves

Allen Tate Company
336-516-2348
MLS#: 81768

   
 

Caldwell

2853 Ellerwood Road

Property Address:
2853 Ellerwood Road
Hudson, NC 28638
3 BR / 2 BTH
Great 3BR/2BA ranch located just outside of Lenoir city limits. Home is all brick with a metal roof. Large eat-in kitchen and 2 bedrooms have great built-in cabinetry that remain with the home. The full, unfinished basement has a fireplace and is plumbed for a 3rd bathroom and 2nd kitchen. The basement could easily be transformed into a separate suite with its own exterior access.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$84,900

Realtor Information:
Meredith Carswell

Weichert Realtors - Team Metro
828-304-1000
MLS#: 9572583

   
3524 Hezekiah Drive

Property Address:
3524 Hezekiah Drive
Lenoir, NC 28645
3 BR / 2 BTH
Great 3BR/2BA home in excellent condition. This home offers real hardwood flooring in the living room, dining room and hall. Home has been taken care of and is in move-in condition.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$99,900

Realtor Information:
Meredith Carswell

Weichert Realtors - Team Metro
828-304-1000
MLS#: 9572315

   
5706 Mill Ridge Road

Property Address:
5706 Mill Ridge Road
Granite Falls, NC 28630
3 BR / 2 BTH
Great Floorplan with split bedroom design and everything on one level including the laundry! Very nice double garage leads in to the living room with hardwood floors. Nice open kitchen with buyer only needing a refrigerator as the stainless appliances convey. Two bedroom with central bath. Large master bedroom with attached bath. Interior access to basement with a beautifully finished rec room and additional bath that is 90% completed. Rec room aslo has partial kitchen.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$124,900

Realtor Information:
Timothy Truitt

WNC Real Estate, Inc.
828-443-6345
MLS#: 24915

   
843 Nuway Circle

Property Address:
843 Nuway Circle
Lenoir, NC 28645
3 BR / 2 BTH
Reduced! Great starter home! With some TLC this house could be very comfortable. Nice large front and back yard that connects to the street below. Double garage on the main level with side entry to living room. Interior has nice hardwood floors with gas fireplace in the living room. There is a newer addition of the large master bedroom and bath with partial basement underneath for storage. Several decks off rear of the home. Lots of potential.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$54,900

Realtor Information:
Tim Truitt

WNC Real Estate, Inc.
828-443-6345
MLS#: 9570211

   
120 Crest Place SW

Property Address:
120 Crest Place SW
Lenoir, NC 28645
3 BR / 1 BTH
This bungalow is convienently located in near downtown Lenoir. Sits atop a small hill at the end of the street. The home has classic details such as hardwood floors, metal awnings, spacious porch and a detached building that gives a glimpse of what it used to be and what it could be again.House does need work, but has great potential.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$34,900

Realtor Information:
Meredith Carswell

Weichert Realtors - Team Metro
828-304-1000
MLS#: 9574909

   
1333 Idlewood Street SW

Property Address:
1333 Idlewood Street SW
Lenoir, NC 28645
3 BR / 1 BTH
Good looking brick ranch convenient to town and close to the Google facility. Home has enclosed carport to make a nice sun room. Spacious kitchen and Dining area. Beautiful HW floors in the BR's. full basement with one room finished and living area with FP. Half bath downstairs that just needs to be finished. Single car garage in basement.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$89,900 - Under Contract

Realtor Information:
Timothy Truitt

Coldwell Banker Newton Real Estate Inc.
828-433-1485
MLS#: 25399

   
 

Catawba

430 17th Ave NE

Property Address:
430 17th Avenue NE
Hickory, NC 28601
2 BR / 1 BTH
NE Hickory home conveniently located near park, golf course, shopping and dining. Dining area and breakfast area. Ranch with full basement, screened porch and private back yard.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$84,900

Realtor Information:
Meredith Carswell

Weichert Realtors - Team Metro
828-304-1000
MLS#: 9569761

   
1067A 19th Street NE

Property Address:
1067A 19th Street NE
Hickory, NC 28601
2 BR / 2 BTH
Come see this spacious townhome convienently located in NE Hickory. The main level offers a large, open, social floor plan that connects the kitchen and living room. Two large bedrooms on the second floor with a large, shared bath. The home is in good condition and just needs a little TLC.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$45,000

Realtor Information:
Meredith Carswell

Weichert Realtors - Team Metro
828-304-1000
MLS#: 9574904

   
Featued Property

Chowan

2633 Virginia Road

Property Address:
2633 Virginia Road
Edenton, NC 27932
3 BR / 1 BTH
Classic eastern NC farm house! Beautiful country setting with mature trees and a 1 acre yard. Modern kitchen, heat & air, and full bath. Durable metal roof. Wide covered front porch. Great price and piece of NC history. They don't build 'em like this anymore! Some TLC required.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$49,500

Realtor Information:
Charlie Newsome

William E. Woods & Associates
252-207-7977
MLS#: 80680

   
 
 

Cumberland

2928 Loon Drive

Property Address:
2928 Loon Drive
Fayetteville, NC 28306
3 BR / 2 BTH
Charming 3 bedroom 2 bath ranch style home with a large 2 car garage. Vaulted ceiling in the living room adds to the feeling of space. Master bedroom features an ensuite bath. Deck directly off of the living room is convenient for grilling. Large fully fenced rear yard. Fresh neutral wall paint.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$99,900

Realtor Information:
Barry Mulhearn

Premier Advantage Realty
910-738-3441
MLS#: 13-648

 
 

Durham

3405 Balfour East

Property Address:
3405 Balfour East
Durham, NC 27713
2 BR / 2 BTH
Great Buy! Convenient to South Point Mall. Townhome was built in 2006 and has over 1600 square feet. Home features a kitchen w/center island and cherry cabinets. The family room has a corner gas log fireplace to maximize space. Come see it today!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$79,900

Realtor Information:
Ray & Gloria Mayotte

Allen Tate Company
919-453-5066
MLS# 1900540

   
6473 Guess Road

Property Address:
6473 Guess Road
Durham, NC 27712
3 BR / 4 BTH
House priced for immediate sale. Vaulted ceiling in living room. hardwood floors in living/kitchen/hall. Kitchen has new cabinets and countertops. Two fireplaces. Great basement area with bonus room and bar area. House sold in "AS IS Condition".
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$144,900 - Under Contract

Realtor Information:
Ray & Gloria Mayotte

Allen Tate Company
919-453-5066
MLS# 1925470

   
 

Edgecombe

130 South Fairview Circle

Property Address:
130 South Fairview Circle
Tarboro, NC 27886
3 BR / 2 BTH
This cute home features a formal living room, den, office, eat-in kitchen, bonus room and a screened side porch! The back yard is fenced in and you can store your lawn equipment in the storage building.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$39,900

Realtor Information:
Connie Sherrod

The Chesson Agency
252-399-3566
MLS# 49756

   
 

Forsyth

5989 Old Plank Road

Property Address:
5989 Old Plank Road
Winston-Salem, NC 27106
2 BR / 2 BTH
A little TLC and you are ready to move in. Great location near University Parkway. Convenient to Downtown and Wake Forest University. Priced to Sell!!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$39,900 - Under Contract

Realtor Information:
Dewey Linville

Allen Tate Company
336-423-9894
MLS# 693042

   
 

Gaston

2308 Panama Avenue

Property Address:
2308 Panama Avenue
Gastonia, NC 28054
3 BR / 2 BTH
Ranch with basement. Main level has HW flrs. & replacement windows.Basement level had den space & full bath. Lots of utility space.Storage bldg. in fenced back yard. Come see it today!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$64,900

Realtor Information:
William Barnes

Allen Tate Company
704-868-4188
MLS#: 2197549

   
 

Johnston

369 Weatherspoon Lane

Property Address:
369 Weatherspoon Lane
Smithfield, NC 27577
3 BR / 2 BTH
Quaint 3 bedroom 2 bath home w/hugh living room and spacious kitchen. Built in 2004, this home features a master bedroom wfith walk-in closet and master bathroom with that much desired dual vanity. Come view today!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$119,900

Realtor Information:
Ray & Gloria Mayotte

Allen Tate Company
919-453-5066
MLS# 1905977

   
109 Boyette Drive

Property Address:
109 Boyette Drive
Selma, NC 27576
3 BR / 2 BTH
Talk about value for the square footage! This home sits on just under an acre, is within two minutes of the huge brand new Harris Teeter super market, and just got a few nice updates as well. The seller will pay up to 3% of the purchase price toward your closing costs with an acceptable offer so bring your offer today!
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$69,900

Realtor Information:
Jason Miller

Allen Tate Company
919-582-0166
MLS# 1934108

   
 

New Hanover

407 North 3rd Street, Unit 2

Property Address:
407 North 3rd Street
Unit 2

Carolina Beach, NC 28428
3 BR / 1 BTH
A perfect get-a-way! short walk to the ocean, boardwalk, lake, restaurants and all the events at Carolina Beach throughout the year. This is a rare find! Come see it today.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$114,900

Realtor Information:
Joyce Barnwell
Intracoastal Realty Corp.
910-617-7654
MLS# 499019

   
 

Robeson

210 West 21st Street

Property Address:
210 West 21st Street
Lumberton, NC 28358
4 BR / 2 BTH
Best deal in Tanglewood! This 4 bedroom 2 bath brick home sits on a corner lot and offers plenty of room. A private master suite and bath is on the second floor and features a sitting area and walk in closet. Hardwood floors are through out the first floor and there is ample closet space for storage. The living room features a fireplace and the dining room has built in china closets. 2 generous sized bedrooms and one smaller bedroom are located on the first floor of the home. Fully fenced rear yard.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$104,900

Realtor Information:
Barry Mulhearn

Premier Advantage Realty
910-738-3441
MLS#: 13-594

 
   

Stanley

857 Horse Hair Lane

Property Address:
857 Horse Hair Lane
Oakboro, NC 28129
3 BR / 2 BTH
Great home in a small subdivision. Close to Main Street in Oakboro. Vaulted ceiling and fireplace in the living room. Enjoy the hardwood floors. Master bedroom has a large walk-in closet and master bath has a large garden tub. Backyeard is fenced in with a utility shed. Very nice home for the money. Come see it today.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$104,900

Realtor Information:
Nettie Bergh

Allen Tate Company
980-521-4893
MLS#: 2169900

 
 

Wake

501 North Cypress Street

Property Address:
501 North Cypress Street
Wendell, NC 27591
3 BR / 1 BTH
Bungalow with wraparound porch. Needs repairs (No AC unit/plumbing and electrical work, need water heater) but has a lot of potentials. House sold in "AS IS CONDITION"
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$49,900

Realtor Information:
Ray & Gloria Mayotte

Allen Tate Company
919-453-5066
MLS#: 1916542

   
7764 Sandra Lane

Property Address:
7764 Sandra Lane
Raleigh, NC 27615
2 BR / 2 BTH
New carpet, new paint, and priced to sell! Come and see this great townhome before it's too late. It has an awesome stone fireplace in the living room and a private deck in the back yard for grilling or just hanging out.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$77,500

Realtor Information:
Jason Miller

Allen Tate Company
919-582-0166
MLS#: 1918977

   
5213 Cedarwood Drive

Property Address:
5213 Cedarwood Drive
Raleigh, NC 27609
4 BR / 3 BTH
Come see this 4 bedroom 3 full bath home just off Millbrook Road in Cedar Hills subdivision. Convenient to North Hills, Triiangle Town Center, and other amenities. Fenced yard. Priced
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$179,900

Realtor Information:
Ray & Gloria Mayotte

Allen Tate Company
919-453-5066
MLS#: 1934605

 
   

Wilson

2844 Springflower Drive

Property Address:
2844 Springflower Drive
Wilson, NC 27896
3 BR / 2 BTH
Ranch home with fireplace, gas logs, level lot and deck for entertaining. Could this be your home tomorrow?? Come see it today and find out.
NCHFA will pay up to 3% of buyer's closing costs with acceptable offer.
$89,900

Realtor Information:
Connie Sherrod

The Chesson Agency
252-399-3566
MLS#: 50840

 
   

       For Your Home:

4.25%

For a 30-year fixed rate (minimum 60-day lock-in) without NCHFA down payment assistance funds.


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