Home Buyers, Homeowners, & Renters

The North Carolina Housing Finance Agency offers programs to assist first-time home buyers; helps governments, nonprofit groups, and private developers create affordable homes, apartments and supportive housing; and provides funding for rehab and repair assistance for homeowners through local groups.

So whether you are trying to buy your first home, maintain and keep the home you have, or protect your rights as a renter, we may be able to help.

Home Buyer

If your income has kept you out of the housing market, our FirstHome Mortgage and downpayment assistance may make the difference. And if you think you earn too much to qualify, check out our income limits – they may be higher than you expect. Learn how we might open the door to your first home.

Homeowner

If you have already purchased a home using a FirstHome Mortgage, we can answer any questions you may have about your loan. This section also includes information on housing rehabilitation and repair programs available through local groups and how to maintain your home. Learn how you can protect your investment in your home.

Renter

If you are seeking affordable, accessible, or supportive rental housing, we can provide some guidance on locating an apartment that will meet your needs. Or, if you are looking to trade your rental in for your own home, we can help you on the path to home ownership. Learn more about your options as a renter.