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FirstHome Mortgage
$8,000 Downpayment Assistance
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Information for Servicers
Eligibility
Loan servicers must satisfy certain criteria in order to service the loans provided by our FirstHome Mortgage:
- Be an FHA- or VA-approved mortgagee, or an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) or the Federal Home Loan Mortgage Corporation (Freddie Mac).
- Be authorized to do business in the State of North Carolina.
- Be approved by the North Carolina Housing Finance Agency.
- Have an acceptable net worth of at least $250,000.
- Have in effect a fidelity bond and errors and omissions coverage which meet agency requirements.
In addition to these eligibility requirements, servicers have other duties regarding such things as insurance and record keeping.
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For Your First Home:
4.95%
for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.
More Interest Rates...
What's New @ NCHFA
Housing NC Award Winners Announced
Five affordable housing developments received Housing North Carolina Awards on Nov. 3 during the N.C. Affordable Housing Conference at the Raleigh Convention Center.
Learn More...
Help Purchasing Foreclosed Properties
NC Receives $95 Million for Affordable Apartments
Home Protection Program Could Save Your Home
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