Lenders and Servicers

The North Carolina Housing Finance Agency works with nearly 700 lenders and their branches across the state to provide affordable housing opportunities to first-time home buyers.

We help make home ownership affordable for qualified home

buyers with low or moderate incomes by selling tax-exempt Mortgage Revenue Bonds and issuing Mortgage Credit Certificates (MCCs) under federal authority.

Participating lenders are banks and mortgage companies that earn fees for originating our mortgages. They may earn additional fees for servicing the loans they originate or they may sell the servicing to other companies.

We could not accomplish our mission without the lenders who work with us. Whether you are already a participating lender or are a newcomer to our programs, the links to the left under Lenders & Servicers may help you increase your loan volume to customers who previously have been shut out of the housing market.