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Lenders & Servicers
- What we offer
- Income and sales price limits
- Assistance for foreclosed properties
- Training
- Top producers
- Mortgage Production Awards
2008 Awards
- How to become a participating lender
- Loan process
- Housing counseling resources
- Information for servicers
- Manuals, forms & affidavits
- Frequently asked questions
Home Builders
Real Estate Agents
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Online Lender Services
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Fall 2009
Income Limits
FirstHome Mortgage
$8,000 Downpayment Assistance
$4,000 Downpayment Assistance
MCC
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Lenders and Servicers |
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The North Carolina Housing Finance Agency works with nearly 700 lenders and their branches across the state to provide affordable housing opportunities to first-time home buyers.
We help make home ownership affordable for qualified home buyers with low or moderate incomes by selling tax-exempt Mortgage Revenue Bonds and issuing Mortgage Credit Certificates (MCCs) under federal authority.
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Participating lenders are banks and mortgage companies that earn fees for originating our mortgages. They may earn additional fees for servicing the loans they originate or they may sell the servicing to other companies.
We could not accomplish our mission without the lenders who work with us. Whether you are already a participating lender or are a newcomer to our programs, the links to the left under Lenders & Servicers may help you increase your loan volume to customers who previously have been shut out of the housing market.
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For Your First Home:
4.75%
for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.
More Interest Rates...
What's New @ NCHFA
Buying a Foreclosed Property?
If you are purchasing a foreclosed property, you may be eligible for down payment and closing cost assistance.
Learn More...
NC Affordable Housing Conf., Sept. 16-17
Get tax credit up to 2,000 annually
Properties for sale
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