Lenders, Real Estate Agents, and Home Builders

The North Carolina Housing Finance Agency offers programs that enable lenders, real estate agents, and home builders to help first-time home buyers whose incomes have kept them out of the housing market.

So whether you are building new homes, helping home buyers find their first home, or looking for additional mortgage options to expand your customer base, we may be able to help.

Lenders

If you are interested in increasing your loan volume to underserved mortgage customers, we have several programs that can help you make a difference in your community. This section describes our FirstHome Mortgage, Downpayment Assistance Program, and Mortgage Credit Certificates, explains how you can become a participating lender, and offers online resources to assist you. Learn how we might help you increase your business while investing in your community.

Real Estate Agents

If you have clients who have been unable to purchase their first homes, you may be able to help them with our FirstHome Mortgage and Downpayment Assistance Program. This section includes information on what we offer for first-time buyers and explains how easy our mortgage and downpayment assistance is to use. Learn how you can help your clients not only get into their first homes, but possibly afford more suitable homes than they can with other loan programs.

Home Builders

If you are a home builder, our FirstHome Mortgage may help you sell your homes to buyers who have been shut out of the new homes market. This section includes information on what we offer for first-time buyers and explains how easy our mortgage and downpayment assistance is to use. Learn whether your properties are eligible for our mortgages and how you might use them to increase your customer base.