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Welcome to the North Carolina Housing Finance Agency

Local Governments and Non-Profits

Homeownership Production

- IDA Loan Pool

- Mortgages for First-Time Home Buyers

Home Repair and Rehabilitation

Home Protection Program

Supportive Housing Development

Rental Housing Production Program

Homelessness Prevention

Becoming a CHDO

Housing-Related Counseling

Resources and Recognition

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Homeownership Production Programs

Nonprofits and government agencies bring affordable homeownership developments into the community through N.C. Housing Finance Agency programs that provide deferred, interest-free second mortgages, assist self-help organizations in building homes, and encourage high standards of

Homeownership Production Program

energy efficiency in home construction.

New Homes Loan Pool
Self-Help Loan Pool
SystemVision™ Energy Guarantee Program
IDA Loan Pool
Mortgages for First-Time Home Buyers

For Your First Home:

5.99%

for a 30-year, fixed-rate conventional mortgage with a 90-day lock in.

More Interest Rates...

What's New @ NCHFA

2009 Housing NC Awards
The 20th annual Housing North Carolina Awards will celebrate the best affordable housing in the state.
Learn More...

Mortgage Credit Certificate for First-Time Buyers

Lost your job? Save your house

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North Carolina Housing Finance Agency | 3508 Bush Street | Raleigh, NC 27609 | 919-877-5700 | terms of use/privacy