Homeownership Production Programs

Nonprofits and government agencies bring affordable homeownership developments into the community through N.C. Housing Finance Agency programs that provide deferred, interest-free second mortgages, assist self-help organizations in building homes, and encourage high standards of

Homeownership Production Program

energy efficiency in home construction.

New Homes Loan Pool
Self-Help Loan Pool
SystemVision™ Energy Guarantee Program
IDA Loan Pool
Mortgages for First-Time Home Buyers

For Your First Home:

4.95%

for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.

More Interest Rates...

What's New @ NCHFA

Housing NC Award Winners Announced
Five affordable housing developments received Housing North Carolina Awards on Nov. 3 during the N.C. Affordable Housing Conference at the Raleigh Convention Center.
Learn More...

Help Purchasing Foreclosed Properties

NC Receives $95 Million for Affordable Apartments

Home Protection Program Could Save Your Home

Email this page E-Mail this page

Bookmark this page

Subscribe to this page

Manage subscriptions

North Carolina Housing Finance Agency | 3508 Bush Street | Raleigh, NC 27609 | 919-877-5700 | terms of use/privacy