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Welcome to the North Carolina Housing Finance Agency

Local Governments and Non-Profits

Homeownership Production

- IDA Loan Pool

- Mortgages for First-Time Home Buyers

Home Repair and Rehabilitation

Supportive Housing Development

Rental Housing Production Program

Homelessness Prevention

Becoming a CHDO

Housing-Related Counseling

Resources and Recognition

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Homeownership Production Programs

Nonprofits and government agencies bring affordable homeownership developments into the community through N.C. Housing Finance Agency programs that provide deferred, interest-free second mortgages, assist self-help organizations in building homes, and encourage high standards of

Homeownership Production Program

energy efficiency in home construction.

New Homes Loan Pool
Self-Help Loan Pool
SystemVision™ Energy Guarantee Program
IDA Loan Pool
Mortgages for First-Time Home Buyers

For Your First Home:

3.625%

For a 30-year fixed rate (minimum 60-day lock-in) without NCHFA down payment assistance funds.

More Interest Rates...

What's New @ NCHFA

Hurricane Recovery Resources
Find out where to get housing help in the wake of Hurricane Irene.
Learn More...

Are you homeless or at risk?

Properties for sale

Check out the 2011 Housing NC Award Winners

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North Carolina Housing Finance Agency | 3508 Bush Street | Raleigh, NC 27609 | 919-877-5700 | terms of use/privacy