Homeownership Production Programs

Nonprofits and government agencies bring affordable homeownership developments into the community through N.C. Housing Finance Agency programs that provide deferred, interest-free second mortgages, assist self-help organizations in building homes, and encourage high standards of

Homeownership Production Program

energy efficiency in home construction.

New Homes Loan Pool
Self-Help Loan Pool
SystemVision™ Energy Guarantee Program
IDA Loan Pool
Mortgages for First-Time Home Buyers

For Your First Home:

4.75%

for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.

More Interest Rates...

What's New @ NCHFA

Buying a Foreclosed Property?
If you are purchasing a foreclosed property, you may be eligible for down payment and closing cost assistance.
Learn More...

NC Affordable Housing Conf., Sept. 16-17

Get tax credit up to 2,000 annually

Properties for sale

Email this page E-Mail this page

Bookmark this page

Subscribe to this page

Manage subscriptions

North Carolina Housing Finance Agency | 3508 Bush Street | Raleigh, NC 27609 | 919-877-5700 | terms of use/privacy