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The Reverse Mortgage: Trading Equity for Cash

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Homeowners

If you purchased your home with our FirstHome Mortgage, you’ll find answers to most of your questions about the loan in this section. You’ll also learn what you need to know should you lose your job or decide to refinance or sell your home. The section also includes information on how to protect your investment in your home through regular maintenance.

If you need funds for major home repairs and your income is low, you may be able to get help from a local organization that uses the North Carolina Housing Finance

Homeowners

Agency’s Single Family Rehab or Urgent Repair funds.

Use the links to the left under "Homeowners" for information to help you be a successful homeowner.

       For Your First Home:

4.75%

for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.


More Interest Rates...

       What's New @ NCHFA

Buying a Foreclosed Property?
If you are purchasing a foreclosed property, you may be eligible for down payment and closing cost assistance.
Learn More...

NC Affordable Housing Conf., Sept. 16-17

Get tax credit up to 2,000 annually

Properties for sale

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North Carolina Housing Finance Agency   |   3508 Bush Street   |   Raleigh, NC 27609   |   919-877-5700  |   terms of use/privacy