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Homeowners

If you purchased your home with one of our mortgages, you’ll find answers to most of your questions about the loan in this section. You’ll also learn what you need to know should you lose your job or decide to refinance or sell your home. The section also includes information on how to protect your investment in your home through regular maintenance.

If you need funds for major home repairs and your income is low,

Homeowners

you may be able to get help from a local organization that uses the North Carolina Housing Finance Agency’s Single Family Rehab or Urgent Repair funds.

Use the links to the left under "Homeowners" for information to help you be a successful homeowner.

       For Your Home:

4.125%

For a 30-year fixed rate (minimum 60-day lock-in) without NCHFA down payment assistance funds.


       What's New @ NCHFA

Buying a home? A preferred real estate agent can help
Our preferred real estate agents have in-depth knowledge of our mortgage programs and can help you determine which might be best for you.
Learn More...

Agency-owned properties for sale

Our Current Interest Rates

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North Carolina Housing Finance Agency   |   3508 Bush Street   |   Raleigh, NC 27609   |   919-877-5700  |   terms of use/privacy