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MCC


Manuals, Forms and Affidavits

This page lists all the manuals, forms and affidavits required for our programs. Their use is fully explained in the FirstHome Mortgage Originator's Guide and the Mortgage Credit Certificate (MCC) Program Originator's Guide. You also can download these forms from the Online Lender Services system. After you’ve submitted a loan reservation, many forms will download pre-filled with your basic information.

Many of our forms can be used for both the FirstHome Mortgage (also known as the Mortgage Revenue Bond or MRB mortgage) and the Mortgage Credit Certificate (MCC). If a form is listed with only a number, it is used in both the programs. If either “MRB” or “MCC” precedes the number, that form is program specific. “DAP” before a form signifies that it is for the Downpayment Assistance Program.

Guides

FirstHome Mortgage Originator's Guide
Mortgage Credit Certificate (MCC) Program Originator's Guide
Servicing Guide

Buyer eligibility determination

Processing 

010 Reservation Request Form 

FirstHome-011 FirstHome Submission Package Checklist 

MCC-011 MCC Submission Package Checklist 

012 Request for Conditional Commitment

013 Seller Affidavit

013 Seller Affidavit for HUD Repo

014 Program Certifications

015 Preliminary Notice to Applicants of Potential Recapture

017 Trust Certification for Loan Application *

018 Income Tax Affidavit

FirstHome-020 Mobile Home Certification *

FirstHome-DAP-022 Addendum to Sales Contract 

024 Informational Memo 

Closing 

FirstHome-100 P Closing / Purchase Checklist 

FirstHome-100 FD Final Documents Package Checklist

MCC-100 Closing Package Checklist

101 Borrower Closing Affidavit 

102 Lender Closing Affidavit 

103 Recertification of Income * (Only if pay stub is more than 120 days old)

FirstHome-DAP-105 Deed of Trust 

FirstHome-DAP-106 Promissory Note 

107 Recapture Tax Closing Packet

Worksheets

200 Federal Income Tax Returns Checklist *

201 Income Calculation Worksheet *

202 Calculation of Business Use Worksheet *

FirstHome-DAP-203 Monthly Cash Flow Worksheet *

MCC-204 Tax Credit Worksheet *

Delegated Underwriting (QuickClose)

302 Delegated Underwriting Loan Approval Form *

303 Delegated Underwriting Exception Request Form *

Forms followed by an asterisk “*” may not be required, depending on the circumstances.

       For Your First Home:

6.125%

for a 30-year, fixed-rate conventional mortgage with a 90-day lock in.


More Interest Rates...

       What's New @ NCHFA

NC Affordable Housing Conference
The North Carolina Housing Finance Agency will join the Community Investment Corporation of the Carolinas and the North Carolina Housing Coalition to sponsor the 2008 North Carolina Affordable Housing Conference: Housing Moving Forward
Learn More...

Duke HELP Funding Available

Facing Foreclosure

NC Gets Grant for Housing Counseling

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North Carolina Housing Finance Agency   |   3508 Bush Street   |   Raleigh, NC 27609   |   919-877-5700  |   terms of use/privacy