Manuals, Forms and Affidavits
This page lists all the manuals, forms and affidavits required for our programs. Their use is fully explained in the FirstHome Mortgage Program Guide and the Mortgage Credit Certificate (MCC) Program Guide. You also can download these forms from the Online Lender Services system. After you’ve submitted a loan reservation, many forms will download pre-filled with your basic information.
Many of our forms can be used for both the FirstHome Mortgage (also known as the Mortgage Revenue Bond or MRB mortgage) and the Mortgage Credit Certificate (MCC). If a form is listed with only a number, it is used in both the programs. If either “MRB” or “MCC” precedes the number, that form is program specific. “DAP” before a form signifies that it is for the Downpayment Assistance Program.
Guides
FirstHome Mortgage Program Guide
Mortgage Credit Certificate (MCC) Program Guide
Servicing Guide
Buyer eligibility determination
Processing
010 Reservation Request Form
FirstHome-011 FirstHome Submission Package Checklist
MCC-011 MCC Submission Package Checklist
012 Request for Conditional Commitment
013 Seller Affidavit
013 Seller Affidavit for HUD Repo
014 Program Certifications
015 Preliminary Notice to Applicants of Potential Recapture
017 Trust Certification for Loan Application *
018 Income Tax Affidavit *
FirstHome-020 Mobile Home Certification *
FirstHome-DAP-022 Addendum to Sales Contract
024 Informational Memo
025 - MCC Borrower Program Information
Closing
FirstHome-100 P Closing / Purchase Checklist
FirstHome-100 FD Final Documents Package Checklist
MCC-100 Closing Package Checklist
101 Borrower Closing Affidavit
102 Lender Closing Affidavit
103 Recertification of Income * (Only if pay stub is more than 120 days old)
105-DAP FirstHome Deed of Trust
105-NSP FirstHome Deed of Trust
106-DAP FirstHome Promissory Note
106-NSP FirstHome Promissory Note
107 FirstHome Recapture Tax Closing Packet
107 MCC Recapture Tax Closing Packet
108 MERS Assignment of Mortgage
Worksheets
200 Federal Income Tax Returns Checklist *
201 Income Calculation Worksheet *
202 Calculation of Business Use Worksheet *
FirstHome-DAP-203 Monthly Cash Flow Worksheet *
MCC-204 Tax Credit Worksheet *
Forms followed by an asterisk “*” may not be required, depending on the circumstances.
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For Your First Home:
4.75%
for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.
More Interest Rates...
What's New @ NCHFA
Buying a Foreclosed Property?
If you are purchasing a foreclosed property, you may be eligible for down payment and closing cost assistance.
Learn More...
NC Affordable Housing Conf., Sept. 16-17
Get tax credit up to 2,000 annually
Properties for sale
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