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Need Options for Your Clients? We Can Help!

The North Carolina Housing Finance Agency offers unique mortgage products to give home buyers the boost they need to buy their first home or move up to a one. 

Our products include the NC Home Advantage Mortgage™ which offers down payment assistance up to 5% of the loan amount. We also offer first-time home buyers and qualified military veterans a Mortgage Credit Certificate that can save them up to $2,000 on their income taxes every year.  

Review our financing options below to learn how we can help you reach more customers and increase your business. 

NC Home Advantage Mortgage™

Our participating lenders are able to offer the NC Home Advantage Mortgage™ with down payment assistance to eligible first-time and move-up home buyers. 

Mortgage Credit Certificate (MCC)

Participating lenders can offer Mortgage Credit Certificates, which allow first-time buyers and qualified military veterans to reduce their federal income tax by up to $2,000 a year.

$15,000 Special Down Payment Assistance

If your clients are buying a home in Cabarrus, Cumberland, Guilford, Johnston or Mecklenburg Counties, they may be eligible for $15,000 in forgivable down payment assistance!