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Homeownership Production

- New Homes

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- IDA Partnership

- Mortgages for First-Time Home Buyers

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Mortgages for First-Time Home Buyers

The North Carolina Housing Finance Agency offers below-market interest mortgages and downpayment assistance up to $7,000 to first-time home buyers who meet income limits and other qualifications. Our FirstHome Mortgages are available statewide through nearly 700 participating lenders and their branches.

If you have clients who may benefit from this assistance, please direct them to the Home Buyer section of this Web site.

       For Your First Home:

5.99%

for a 30-year, fixed-rate conventional mortgage with a 90-day lock in.


More Interest Rates...

       What's New @ NCHFA

Enter the 2008 Housing NC Awards by July 18th
If you are producing affordable homes and apartments in North Carolina, enter the 2008 Housing North Carolina Awards
Learn More...

NC Affordable Housing Conference

Congratulations to Top FirstHome Mortgage Lenders

Facing Foreclosure

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North Carolina Housing Finance Agency   |   3508 Bush Street   |   Raleigh, NC 27609   |   919-877-5700  |   terms of use/privacy