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Mortgages for First-Time Home Buyers
The North Carolina Housing Finance Agency offers below-market interest mortgages and downpayment assistance up to $8,000 to first-time home buyers who meet income limits and other qualifications. Our FirstHome Mortgages are available statewide through nearly 700 participating lenders and their branches.
If you have clients who may benefit from this assistance, please direct them to the Home Buyer section of this Web site.
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For Your First Home:
4.75%
for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.
More Interest Rates...
What's New @ NCHFA
Buying a Foreclosed Property?
If you are purchasing a foreclosed property, you may be eligible for down payment and closing cost assistance.
Learn More...
NC Affordable Housing Conf., Sept. 16-17
Get tax credit up to 2,000 annually
Properties for sale
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