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 Homeownership Production
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Mortgages for First-Time Home Buyers
The North Carolina Housing Finance Agency offers below-market interest mortgages and downpayment assistance up to $8,000 to first-time home buyers who meet income limits and other qualifications. Our FirstHome Mortgages are available statewide through nearly 700 participating lenders and their branches.
If you have clients who may benefit from this assistance, please direct them to the Home Buyer section of this Web site.
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For Your First Home:
3.95%
for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.
More Interest Rates...
What's New @ NCHFA
State Foreclosure Help for Unemployed
If you have recently lost your job, the Home Protection Program may be able to help you keep your home.
Learn More...
Treasury Approves Foreclosure Prevention Plan
NC Affordable Housing Conf., Sept. 16-17
Properties for sale
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