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Local Governments and Nonprofits

The North Carolina Housing Finance Agency provides financing to local governments and nonprofit organizations to build or rehabilitate affordable housing for low-wealth North Carolinians.

Homeownership Production Programs include the

Local Governments and Nonprofits

Community Partners Loan Pool and the Self-Help Loan Pool. Program participants marketing high-performance homes can also benefit from the SystemVision energy guarantee option.

Home Rehabilitation and Repair Programs include Single-Family Rehabilitation Program and the Urgent Repair Program.

The Supportive Housing Development Program provides funding for emergency, transitional and permanent housing for persons who are homeless and/or have disabilities.

The N.C. Housing Finance Agency also creates affordable housing opportunities through its Rental Housing Production Program and mortgages for home buyers.

In addition, the Agency provides training and technical assistance for fundees, training for housing counselors on Reverse Mortgages and Predatory Lending, and assistance for nonprofit organizations seeking certification as community housing development organizations (CHDOs).

       For Your Home:


For a 30-year fixed-rate (minimum 60-day lock-in). Need down payment help? N.C. Home Advantage Mortgage™ offers up to 5% at zero interest. Check rates.


       What's New @ NCHFA

Buying a home? We now offer up to 5% down payment help!
Our N.C. Home Advantage Mortgage? offers competitive rates and down payment help up to 5% of the loan amount.
Learn More...

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Our Current Interest Rates

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North Carolina Housing Finance Agency   |   3508 Bush Street   |   Raleigh, NC 27609   |   919-877-5700  |   terms of use/privacy