Home Buyers

If you are dreaming of buying your first home, but not sure you can afford it, a low-interest mortgage and downpayment assistance may be just the help you need. The North Carolina Housing Finance Agency helps make home ownership affordable for first-time buyers by selling tax-exempt Mortgage Revenue Bonds and issuing Mortgage Credit Certificates (MCC) under federal authority. Mortgages are available through nearly 700 North Carolina lenders and their branches.

The links to the left under Home Buyers will help you learn about our programs and find participating lenders. You will also find valuable information about home buying, the loan process, and what happens after closing.