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The North Carolina Housing Finance Agency helps make home ownership affordable for eligible home buyers – whether buying for the first time or moving up – with the N.C. Home Advantage Mortgage™, which offers competitive financing and forgivable down payment assistance. First-time home buyers may also qualify for a Mortgage Credit Certificate, which can reduce your federal taxes by up to $2,000 for every year you live in your home.

The links to the left under Home Buyers will help you learn about our programs and find participating lenders.

Home Buyers

 

       For Your Home:

3.75%

For a 30-year fixed rate (minimum 60-day lock-in) without NCHFA down payment assistance funds.


       What's New @ NCHFA

Buying a home? A preferred real estate agent can help
Our preferred real estate agents have in-depth knowledge of our mortgage programs and can help you determine which might be best for you.
Learn More...

Tax credits awarded

Our Current Interest Rates

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North Carolina Housing Finance Agency   |   3508 Bush Street   |   Raleigh, NC 27609   |   919-877-5700  |   terms of use/privacy