If you’re working with clients whose lack of down payment funds has kept them out of the housing market, the North Carolina Housing Finance Agency has mortgage products that can help. We provide mortgages with down payment assistance up to 5% of the loan. We also offer a tax credit that can reduce federal taxes for eligible first-time home buyers and military veterans by up to $2,000 per year. Our mortgage products are offered through participating lenders statewide so that you can easily find a partner in your community to help your buyers. Review our financing options below to learn how we can help you reach more buyers and sell more homes.