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Lenders & Servicers
Home Builders
Real Estate Agents
- What we offer
Our programs
Support for real estate agents
- Income and sales price limits
- Participating lenders
Preferred Loan Officers
- Loan process
- Housing counseling resources
- Forms & applications
- CEU course
- Preferred Real Estate Professionals
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Resources
Informational Brochures
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What We Offer
The North Carolina Housing Finance Agency works with nearly 700 lenders and their branches across the state to provide below-market mortgages to first-time home buyers and buyers who haven’t owned a home in the last three years. We offer below-market interest rate mortgages by selling tax-exempt Mortgage Revenue Bonds (MRB) to investors. We also offer downpayment assistance to qualified buyers.
Click the links below to learn more about what we offer home buyers and how we support real estate agents.
Our programs
Support for real estate agents
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For Your First Home:
3.95%
for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.
More Interest Rates...
What's New @ NCHFA
State Foreclosure Help for Unemployed
If you have recently lost your job, the Home Protection Program may be able to help you keep your home.
Learn More...
Treasury Approves Foreclosure Prevention Plan
NC Affordable Housing Conf., Sept. 16-17
Properties for sale
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