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What We Offer
The North Carolina Housing Finance Agency works with nearly 700 lenders and their branches across the state to provide below-market mortgages to first-time home buyers and buyers who haven’t owned a home in the last three years. We offer below-market interest rate mortgages by selling tax-exempt Mortgage Revenue Bonds (MRB) to investors. We also offer downpayment assistance to qualified buyers.
Click the links below to learn more about what we offer home buyers and how we support real estate agents.
Our programs
Support for real estate agents
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For Your First Home:
4.75%
for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.
More Interest Rates...
What's New @ NCHFA
Buying a Foreclosed Property?
If you are purchasing a foreclosed property, you may be eligible for down payment and closing cost assistance.
Learn More...
NC Affordable Housing Conf., Sept. 16-17
Get tax credit up to 2,000 annually
Properties for sale
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