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Need Options for Your Clients? We Can Help!

The North Carolina Housing Finance Agency offers unique mortgage products to give home buyers the boost they need to buy their first home or move up to a one. 

Our products include the NC Home Advantage Mortgage™ which offers down payment assistance up to 5% of the loan amount for first-time and move-up buyers. First-time buyers and military veterans may be able to save even more with the NC Home Advantage Tax Credit, which provides up to $2,000 a year in federal tax savings for buyers who apply and are approved by us for a Mortgage Credit Certificate (MCC) prior to their home purchase.

 

Learn more below to see how we can help you reach more customers and increase your business. 

 

NC Home Advantage Mortgage™

Our participating lenders are able to offer the NC Home Advantage Mortgage™ with down payment assistance to eligible first-time and move-up home buyers. 

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NC Home Advantage Tax Credit

Participating lenders can offer the NC Home Advantage Tax Credit, which allows first-time buyers and qualified military veterans to reduce their federal income tax by up to $2,000 a year if they apply and are approved by us for a Mortgage Credit Certificate (MCC) prior to their home purchase.