NC Housing Finance Agency Awards $8.8 Million for Urgent Home Repairs

Two little houses on a welcome mat with a hard hat in between them

RALEIGH—More than 800 low-income homeowners in North Carolina will receive emergency home repairs thanks to $8.8 million from the NC Housing Finance Agency, awarded through its Urgent Repair Program (URP). This financing is awarded to 49 local governments and organizations serving 78 counties. These homeowners will join more than 18,100 households across all 100 North Carolina counties that have been assisted by URP since its inception.

URP operates statewide through local governments, regional organizations, community action agencies and other nonprofit sponsors. Funding is provided to these groups to allocate loans up to $12,000 per household to very low-income homeowners for emergency repairs to correct safety hazards, or to make accessibility modifications to homes for elderly citizens, veterans or people with disabilities.

URP assisted more than 500 homeowners during the first three quarters of 2023 alone, with an average income of $16,350. More than three quarters of those beneficiaries were elderly citizens and almost half were people with disabilities. Total program costs averaged $9,311 per home. 

“Using North Carolina Housing Trust Fund dollars, the Urgent Repair Program is an essential resource for our state’s most vulnerable people,” said Scott Farmer, executive director of the NC Housing Finance Agency. “These state investments in rehabilitation and repair are crucial in helping North Carolinians remain in their homes and stay out of costly institutional care, ultimately saving public health care dollars.”

The entities receiving funding in the 2023 URP funding cycle are:

  • Albemarle Commission
  • Blue Ridge Community Action, Inc.
  • City of Burlington
  • Catawba County
  • Central Pines Regional Council
  • Choanoke Area Development Association of NC, Inc.
  • Community Housing Coalition of Madison County
  • Community Housing Solutions of Guilford, Inc.
  • Forsyth County
  • Four Square Community Action, Inc. 
  • Gaston County
  • Gateway Wellness Foundation
  • Habitat for Humanity Cabarrus County
  • Habitat for Humanity of Durham, Inc.
  • Habitat for Humanity of Pamlico County, NC
  • Habitat for Humanity of the NC Sandhills
  • Henderson County Habitat for Humanity
  • City of Hickory
  • City of High Point
  • Hoke County
  • Home Solutions of Davidson County
  • Hope Comes Home
  • Housing Assistance Corporation
  • Hyde County
  • I CARE, Inc.
  • Interfaith Community Outreach, Inc.
  • Jones County
  • Kerr-Tar Regional Council of Governments
  • Macon County
  • Mountain Housing Opportunities, Inc.
  • Mountain Projects, Inc.
  • Nash County
  • North Carolina Baptist Men/Baptists on Mission
  • Orange County
  • Partners In Ministry
  • Pitt County
  • Rebuilding Together of Greater Charlotte, Inc.
  • City of Rocky Mount
  • Rutherford Housing Partnership
  • Salisbury Community Development Corporation
  • Sampson County
  • Sandhills Community Action Program Inc. 
  • City of Sanford
  • Transylvania Habitat for Humanity, Inc.
  • Union-Anson County Habitat for Humanity, Inc.
  • WAMY Community Action, Inc.
  • Western Piedmont Council of Governments
  • Wilmington Area Rebuilding Ministry
  • City of Wilson

Homeowners can learn more and search for a local partner offering assistance by visiting

The North Carolina Housing Finance Agency is a self-supporting public agency that provides safe, affordable housing opportunities to enhance the quality of life of North Carolinians. Since its creation by the General Assembly, the Agency has financed more than 298,860 affordable homes and apartments, totaling $29.16 billion. To learn more about the Agency and its programs, visit