Buying a home is one of the most important purchases you can make, and it can also be one of the most confusing. We are here to help. Here at the NC Housing Finance Agency, we strive to make home buying as simple as possible, and provide important information and resources that you need to make solid financial decisions. We offer infographics, ebooks, home ownership calculators, videos, blogs and more to help you make the best decisions for you and your future as a homeowner.
The NC Home Advantage Mortgage™can help make home ownership affordable for you. With forgivable down payment assistance of up to 3% of the loan amount, competitive interest rates and more, the NC Home Advantage Mortgage™ might just be the boost you need to become a homeowner.Buying a Home? We’re Here to Help Make it Happen
If you're a first-time buyer or military veteran, you may be eligible for $8,000 in down payment help with the NC 1st Home Advantage Down Payment.Buying Your 1st Home? Make it Happen with an $8,000 Boost
First-time buyers and military veterans may be eligible for the NC Home Advantage Tax Credit,which could save up to $2,000 annually on federal income taxes.Buying Your 1st Home? Make it Happen with Up to $2,000 in Annual Tax Savings
This flier explains the purpose and process of recapture—a tax that could be due if you, using a Mortgage Credit Certificate for the NC Home Advantage Tax Credit sell your home within nine years, realize a profit and have a significant gain in household income.What Does Recapture Mean for You?
If you are buying a home and your income is below 80% of the area median income, you may be eligible for second mortgage assistance through the Community Partners Loan Pool (CPLP) that could reduce your overall mortgage payments.Community Partners Loan Pool (CPLP)