Our Urgent Repair Program (URP) finances emergency home repairs for North Carolina homeowners who are elderly or have special needs and whose incomes are below 50% of the median for their area. Emergency repairs correct housing conditions that threaten your life or safety, such as failing septic systems, dangerous heating systems or rotten floors. The program can also pay for accessibility modifications that allow you to remain in your home after an injury or serious illness.
Assistance is offered through local governments or nonprofit agencies that will determine your eligibility and then contract for and supervise the work. If you are approved, you could receive assistance in the form of an interest-free, deferred loan, forgiven at $3,000 a year to pay for necessary repairs.