The North Carolina Housing Finance Agency works with participating lenders throughout the state to provide affordable mortgage options for first-time and move-up buyers. Our products can help you increase your loan volume and make a difference in your community. We offer all the resources you need, including training and marketing materials, to help you get started. Learn more about our mortgage products and apply to become a participating lender. If you’re already a partner, you can manage your loans through our Online Lender Services (OLS) system.