The North Carolina Housing Finance Agency works with participating lenders throughout the state to provide affordable mortgage options for first-time and move-up buyers. Our products can help you increase your loan volume and make a difference in your community. We offer all the resources you need, including training, to help you get started. Learn more about our mortgage products and apply to become a participating lender. If you’re already a partner, you can manage your loans through our Online Lender Services (OLS) system.