Skip to main content

Workforce Housing Loan Program

The Workforce Housing Loan Program (WHLP) is administered by the NC Housing Finance Agency in combination with federal Housing Credits.

You do not need to apply separately for WHLP funds—you request this loan as part of your application for Housing Credits. If you are awarded WHLP funds, you will receive them as a 30-year deferred payment loan at 0 percent interest for a percentage of the rental property’s development cost. The maximum loan amount is based on income designations in your county.

Get Started

1

Learn more about the Housing Credit approval criteria and application process in the Qualified Allocation Plan (QAP). 

Download this year's QAP

2

If you’re ready to apply for Housing Credits, find out what’s required.

Fund a development