The North Carolina Housing Finance Agency makes Essential Single-Family Rehabilitation Loan Pool (ESFRLP) funds available to qualified organizations during each funding cycle to finance moderate home rehabilitation for low and moderate-income homeowners who are elderly or have special needs. The Agency serves 32-33 counties on a three-year rotating basis (pending the availability of HOME program funds).
If you are a nonprofit organization, local government or a regional council of government, you may be eligible to apply for the ESFRLP during our funding cycle. Successful applicants are awarded a set-aside of $175,000 for home rehabilitation costs, with the potential of receiving additional funds on a first-come, first-served basis
Essential Single-Family Rehabilitation Loan Pool—Disaster Recovery
The North Carolina Housing Finance Agency (the Agency) is making a total of $19.8 million available to eligible organizations for the rehabilitation of owner-occupied homes in disaster-affected counties under the Essential Single-Family Rehabilitation Loan Pool–Disaster Recovery (ESFRLP-DR).
Eligible households for this program must have been damaged by Hurricane Matthew and Tropical Storms Julia and Hermine as listed in the Disaster Recovery Act of 2016. Household incomes must be below 100% of the area median income. If you are a homeowner in need of assistance, please contact one of our local partners serving your area.