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Essential Single-Family Rehabilitation Loan Pool

The North Carolina Housing Finance Agency makes Essential Single-Family Rehabilitation Loan Pool (ESFRLP) funds available to qualified organizations during each funding cycle to finance moderate home rehabilitation for low and moderate-income homeowners who are elderly or have special needs. The Agency serves 32-33 counties on a three-year rotating basis (pending the availability of HOME program funds).

If you are a nonprofit organization, local government or a regional council of government, you may be eligible to apply for the ESFRLP during our funding cycle. Successful applicants are awarded a set-aside of $175,000 for home rehabilitation costs, with the potential of receiving additional funds on a first-come, first-served basis

Is My Project Eligible?

To be qualified to receive ESFRLP funds, your organization and project must meet the following criteria:

  • Units must be owner-occupied.
  • Units must be occupied by elderly, disabled and/or veteran household members, or must have lead hazards and be occupied by a child 6 years of age or younger.
  • Household income must be below 80% of the area median income.
  • Households may not reside within the large CDBG Entitlement cities of Charlotte, Durham, Greensboro, Raleigh and Winston-Salem.  Only applications proposing to serve an entire county, excluding the five cities listed above, will be considered for funding.
  • Your organization must have the technical capacity to manage residential construction projects.

 

Get Started

1

Review program guidelines and complete application form.

Program Guidelines

2

For more information, contact Michael Handley, 919-877-5627, Chuck Dopler, 919-981-5008 or Donna Coleman, 919-981-5006.

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