The North Carolina Housing Finance Agency offers programs to help local governments and nonprofit organizations finance new housing and rehabilitate existing housing for North Carolinians with low and moderate incomes. If your organization helps home buyers in your community, our financing could reduce their mortgage payments by up to 20 percent. And if you're a self-help group, you may be eligible for permanent mortgage financing to help you provide a single, interest-free mortgage loan to your buyers. Local governments and nonprofits also may be eligible for financing for emergency repairs, moderate home rehab and accessibility modifications to help low-income homeowners who are elderly or have special needs.
To get started, review our programs below to see how our financing may work in your community and how you can become a partner.